Top 199 Quotes & Sayings by Dave Ramsey - Page 3

Explore popular quotes and sayings by an American speaker Dave Ramsey.
Last updated on April 15, 2025.
If you help enough people, you don't have to worry about money.
We learned early on that if we help enough people, the money will come.
Opening your hands will set you free. — © Dave Ramsey
Opening your hands will set you free.
Goals convert vision into ENERGY.
After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.
I would not pre-pay. I would invest instead and let the investments cover it.
Be very proud of what you do, and if you aren't then change it.
Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak
Work-get paid; don't work-don't get paid. Everybody is on commission
Wealth gained by dishonesty will be diminished, but he who gathers by labor will increase.
Adults devise a plan and follow it, children do what feels good.
Debt is dumb. Cash is king. — © Dave Ramsey
Debt is dumb. Cash is king.
You will either learn to manage money, or the lack of it will manage you.
A good financial planner is going to do more than pick your funds.
I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.
Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
Money... is like a beautiful thoroughbred horse - very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.
Just keep taking the next step and keep having excellence in the ordinary.
Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance.
You cannot lead without passion. Passion causes things to move, and passion creates a force multiplier. Passion actually covers a multitude of sins. Real EntreLeaders care deeply, and that is basically what passion is. Passion is not yelling or being wild; it is simply caring deeply.
You must learn to control your money, or to the permanent deprivation control you
Success is a pile of failure that you are standing on.
You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!
Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it
When you're trying to achieve a goal, negative people will just bring you down. Surround yourself with the positive.
When we're dealing with money in relationships, when we're dealing with money in our personal lives, when we're dealing with money in our families, the flow of money in a family represents the value system under which that family operates.
For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.
You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.
If your life is bad because of an elected official, then you don't have a life.
You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
Work is a surefire money-making scheme.
Leading a family is the hardest job a man can ever have.
If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don't owe anyone an apology for winning.
I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
Study the habits of the people you want to be like and then imitate them. If they are succeeding, they must be doing something right.
Debt is normal. Be weird. — © Dave Ramsey
Debt is normal. Be weird.
Delegation requires the willingness to pay for short term failures in order to gain long term competency.
This is not a game, ... Debt has become a part of who we are. It's become that spoiled child in the grocery store with their lip stuck out: 'I want it. I want it. I deserve it because I breathe air.' And, well, that's an uphill climb in our culture right now, to go against that and say, 'Hey, let's be grownups here. Let's be mature, learn to delay pleasure, save up and pay for things.'
Poor is a state of mind. Broke is, 'I'm just passing through.'
Leadership responsibility: If you own a biz, you're the head of the org. Good or bad, your company will LOOK and ACT like you do.
Broke is normal. Why be normal?
There's a great place to go when you're broke--to work!
If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.
Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.
Fear is the enemy of hope.
No one got rich on a government program. Do not choose to be a common man. You can be uncommon. — © Dave Ramsey
No one got rich on a government program. Do not choose to be a common man. You can be uncommon.
Do not let your life, ministry or organization go faster than your resources.
The average millionaire can't tell you who got thrown off the island last night.
Be an evangelist with your excellence.
You must plan your work and then work your plan.
At the end of the day we are not selling, we are serving.
We started in our living room on a card table in our living room, and we have a multi-million dollar company and we know it can be done without borrowing a dime. It takes a while to get it started and to turn the wheel over, but the next time it's easier and the next few hundred times, it's easier than that. Have a budget where you reinvest a percentage of every dollar you earn to grow it.
As you will it, so shall it be.
There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.
Teaching kids about money is never just about money.
One definition of maturity is learning to delay pleasure.
Enabling is the enemy of motivation.
Be intense, passionate, and fired up, but about things that matter, things that change your life and your legacy.
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