A Quote by Levon Helm
You got to pick one - pay your medical bills or pay the mortgage. Most people can't do both, and I'm no different.
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In Germany it's impossible to go bankrupt for medical bills, because even if you are bankrupt, ... the social solidarity system pays for your medical bills. The idea is, if you do have financial problems and a lot of worries for other reasons, you do not need to have another burden in not being able to pay medical bills.
The U.S. has a system that does have a poor cost-benefit ratio. I mean, 40 million people lack insurance; another 30 million or so are underinsured. The people who are insured do have to worry whether they are able to pay the bills. People become bankrupt because they cannot pay the medical bills, and there are vast differences in the quality of care depending on how much you are prepared and able to pay. I think the system is not working well.
If you've got a mortgage, and you've got bills to pay, you might tend to do some stupid things.
Elected officials want to paint everyone with a broad brush. What they don't get is that everyone pays bills. Liberal activists pay bills. Conservative activists pay bills. Independents pay bills.
The same with the mortgage brokers that were selling people mortgages they couldn't afford. We shouldn't pay them on each mortgage they write. They should have what they call "skin in the game," where they've got to reimburse us if the guy who sold the mortgage defaults.
When you pay a hospital bill, you're really paying two hospital bills - one bill for you because you have a job and/or insurance and can pay the hospital. and another bill, which is tacked onto your bill, to cover the medical expenses of someone who doesn't have a job and/or insurance and can't pay the hospital.
There are two definitions of deflation. Most people think of it simply as prices going down. But debt deflation is what happens when people have to spend more and more of their income to carry the debts that they've run up - to pay their mortgage debt, to pay the credit card debt, to pay student loans.
I'm not playing up to pretend, I don't live above my means. In my song "96 Cris" I say, "...My bills too low for me to fall off." Honestly, if I never did anything again with music, because I put out my own music, I could pay my bills, forever. I can pay my mortgage off my old music. Of course, you probably wouldn't see me in my Lamborghini but, do you really need a Lambo? That's really what you have to ask yourself.
AT&T is now offering a new service that allows you to pay your bills through your TV screen by using your remote control. So instead of saying, "The check's in the mail," people are going to say, "Hey, I wanted to pay, but I couldn't find the remote."
If you're able to pay your bills, you pay your bills. It's as simple as that.
If you have to pay about forty to forty-three percent of your income for housing, you also have to pay fifteen percent of your paycheck for the FICA for Social Security wage withholding. You have to pay medical care, you have to pay the banks for your credit card debt, student loans. Then you only have about twenty-five or thirty-five percent, maybe one-third of your salary to buy goods and services. That's all.
A cardinal rule in budgeting and saving is to pay yourself first. Once your paycheck hits your account, wisdom has it that you should move some amount to savings even before you pay the bills.
With 6 kids, I still pay off my student loans. I still pay my mortgage. I drive a used minivan. If you think I'm living high off the hog, I've got one paycheck.
We all live in an ongoing series of calamities. I don't know of any individual who doesn't have a series of calamities. Life doesn't operate where, you make a certain amount of money, you pay your bills, you move on from day-to-day-to-day. No! What happens is, you make your money, you pay your bills, and then a new bill comes up that's completely unexpected.
The president doesn't get an automatic pay raise, so they can't freeze it for him. But it also does extend the pay rate - they pay increases or pay freeze for pay increases for members of Congress. They've had a pay freeze since 2009, but most civil servants will see a small pay bump in 2016 thanks to a separate order from President Obama.
Because my man is handsome and successful, that makes me a gold digger? First of all, I pay my own bills, and I still pay my own bills. But if your man is gonna give you a gift, you're gonna accept it. I'm not gonna be like, 'No, can you please take back the Louis Vuitton purse?' Absolutely not.
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