A Quote by Andrew Tobias

Life insurance in America has traditionally been dominated by mutual insurers. Twelve of the fifteen largest life insurers are mutuals.

Andrew Tobias

Quote Topics

America Been Dominated Fifteen Insurance Largest Life Life Insurance Mutual Twelve

Quote Author

Andrew Tobias
American - Journalist
Born: April 20, 1947

If you know your life chances are greatly reduced, should you be in a position to take out life insurance if that knowledge is not available to the insurers?

David Sainsbury, Baron Sainsbury of Turville

The larger the deductible you choose, the less insurance you are buying. Insurers want to sell insurance.

Andrew Tobias

Obamacare's not imploding. The main goal of Obamacare was two-fold. One was to cover the uninsured, of which we've covered 20 million, the largest expansion in American history. The other was to fix broken insurance markets where insurers could deny people insurance just because they were sick or they had been sick. Those have been fixed, and for the vast majority of Americans, costs in those markets have come down, thanks to the subsidies made available under Obamacare.

Jonathan Gruber

We right now give $15 billion every year as subsidies to private insurers under the Medicare system. Doesn't work any better through the private insurers. They just skim off $15 billion.

Barack Obama

Competition among insurers would bring down the cost of health care insurance, just as it brings down the cost of car or homeowners insurance.

Andrew P. Harris

Only if everyone buys insurance can insurers afford to cover people with preexisting conditions or pay the costs of catastrophic diseases.

Robert Reich

Skyrocketing insurance premiums are debilitating our Nation's health care delivery system and liability insurers are either leaving the market or raising rates to excessive levels.

Jim Ryun

Massachusetts has prohibited most financial advisers from using titles like 'certified senior adviser,' and some of the largest insurers, including MetLife and Genworth Financial, have similar rules.

Charles Duhigg

Bring market forces to bear on health care insurers. Creating a health care 'exchange,' one of the better ideas included in House Bill 3200, creates affordable, accessible and portable insurance for millions of Americans.

Andrew P. Harris

We don't want insurance companies becoming monopolies looking for favoritism in a cronyistic way at Washington. We want health insurers, hospitals, doctors, all providers of health care benefits competing against each other for our business as consumers.

Paul Ryan

When Americans are asked to rank professions in terms of honesty and ethics, insurance agents routinely end up near the bottom of the list - somewhere between politicians and car salesmen. Generally, insurers are seen as clever hucksters who prey on insecurity and ignorance to sell people what they don't need at prices they shouldn't have to pay.

James Surowiecki

Obamacare is socialism? Nope - as insurance companies vie to sell new policies, competition within private industry is growing rapidly, with the number of participating insurers growing by 26 percent between 2014 and 2015, and the number of products they offer growing by 66 percent.

Kurt Eichenwald

Under Obamacare, rates are skyrocketing, and insurers are leaving the marketplace.

Todd Young

Freedom solutions - cross-state insurers; health cooperatives.

Jim DeMint

Before Obamacare, insurance networks typically covered an entire state. Under Obamacare, insurers are able to bid to offer coverage mostly on a county-by-county basis. It means that health plans only need to fashion doctor networks as wide as the county that they're bidding to offer coverage in.