A Quote by Andrew Tobias
The first life insurance societies where formed in England in the years between 1692 and 1720. In America, life insurance became available to the clergy through the Presbyterian Ministers Fund, founded in 1759 (still in existence), and the Episcopal Corporation, founded ten years later (subsequently merged).
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The first American insurance company was the Friendly Society for the Mutual Insurance of Houses Against Fire, founded in Charles Town in South Carolina, in 1735.
The best tool today is longevity insurance - they call it income insurance. Most people know the value of life insurance. But what if you live? So instead of trying to guess one or the other, you plan for those 20 years and you get this income insurance. If you live beyond 85, you have money that's guaranteed for as long as you live in the form of an annuity.
In short: Readily available low-cost life insurance would be a threat to the industry, and whatever threatens the life insurance industry threatens America.
At twenty-seven years old, I was diagnosed HIV. Three years later I decide to dedicate the remainder of my life to art. Leaving work and refusing the assistance of Unemployment Insurance or Welfare, I challenged myself to live completely through my art.
I wanted to be a writer as a teen... so storytelling was my first love. In my late teens, design became an obsession as I realized that I could express myself through the medium. Much later, when I founded Fuseproject in 1999, our slogan became 'design brings stories to life.'
Life insurance became popular only when insurance companies stopped emphasizing it as a good investment and sold it instead as a symbolic commitment by fathers to the future well-being of their families.
Ten years dropped from a man's life are no small loss; ten years of manhood, of household happiness and care; ten years of honest labor, of conscious enjoyment of sunshine and outdoor beauty; ten years of grateful life--one day looking forward to all this; the next, waking to find them passed, and a blank.
We can all instinctively understand the idea of life insurance; most of us will feel an instinctive repugnance at the thought of the viatical industry, or 'dead peasants insurance.' As market thinking penetrated the life insurance industry, a moral line was crossed, and the application of market ideas was taken too far.
If you're self-employed, between jobs, or can't get insurance through work, you'll have access to affordable health insurance as good as Congressman Paul Ryan's.
Term Life Insurance is the only insurance I recommend. It's the least expensive way to get the coverage your family needs and allows you to lock in rates for 15, 20 or 30 years. Zander's online quoting system will help you find the most competitive options. It's more affordable than you think!
I started life washing cars in Canada before moving on to selling life insurance and vacuum cleaners. Later, I went through a programme by Dr. Norman Vincent Peale, which literally changed my life. It was the turning point.
The chief beneficiary of life insurance policies for young, single people is the life insurance agent.
The premise of insurance is to spread the risk. It's the premise of homeowner's insurance, of car insurance, and of health insurance. It's one reason why it's important to have insurance when you're healthy, so that when you get sick, you won't go sign up just when you get sick, because that increases the cost for everyone.
We have health insurance companies playing a major role in the provision of healthcare, both to the employed whose employers provide health insurance, and to those who are working but on their own are not able to afford it and their employers either don't provide it, or don't provide it at an affordable price. We are still struggling. We've made a lot of progress. Ten million Americans now have insurance who didn't have it before the Affordable Care Act, and that is a great step forward.
Life is such a mysterious thing that you are up one day; you are down the next day. A lot of the homeless brothers and sisters who were a success ten years ago, they are now on the street. Maybe ten years later they will be a success, but the crucial question is what is the quality of their life.
I'll tell you who I really like - the lawyer Imran Khan. I did my dissertation on stop-and-search powers, and I put in loads of quotes from him. Years later, when I was selling insurance over in Harley Street, he rang up and asked for insurance. He told me his name, and I asked him if he was the lawyer, and he said yes.
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