A Quote by Bill Dedman

In more than 500 instances, from the Gulf of Alaska to Bar Harbor, Maine, FEMA has remapped waterfront properties from the highest-risk flood zone, saving the owners as much as 97 percent on the premiums they pay into the financially strained National Flood Insurance Program.
Today more than 20,000 communities participate in the National Flood Insurance Program. More than 90 insurance companies sell and service flood service insurance. There are more than four million policies covering the total of $800 billion.
The National Flood Insurance Program is a valuable tool in addressing the losses incurred throughout this country due to floods. It assures that businesses and families have access to affordable flood insurance that would not be available on the open market.
NBC News found that FEMA has redrawn maps even for properties that have repeatedly filed claims for flood losses from previous storms. At least some of the properties are on the secret 'repetitive loss list' that FEMA sends to communities to alert them to problem properties.
In New York, FEMA granted the Mamaroneck Beach & Yacht Club's request to be remapped from the high-risk flood zone in August 2012 - just two months before the club was damaged and its outbuildings destroyed by Hurricane Sandy, which stacked up yachts at its docks like pick-up sticks.
The National Flood Insurance Program is a voluntary program. If a community really feels that the building insurance requirements are too burdensome, they don't have to participate.
Homeowners and business owners across the country agreed to pay premiums, communities agreed to adopt building codes to mitigate flood dangers, and the Federal Government agreed to provide insurance coverage to policyholders after a disaster.
...2009 saw the eighth 'ten-year flood' of Fargo, North Dakota, since 1989. In Iowa, Cedar Rapids was hit last year by a flood that exceeded the 500-year flood plain. All-time flood records are being broken in areas throughout the world.
New flood maps in many states have raised the estimation of flood risks along rivers, streams and oceans, adding many properties to flood zones for the first time.
I think the federal flood insurance program is actuarially unsound and renders private insurance not viable, thereby needing an overhaul going forward.
Impulse arrested spills over, and the flood is feeling, the flood is passion, the flood is even madness.
Having just one insurance provider for all flood risk in the entire country makes no sense.
We cannot watch another family lose everything - risking their lives and the lives of the first responders sent to rescue them - because the flood insurance program's seal of government approval fooled them into thinking they were safe. That's more than wrong: it's immoral.
Impulse arrested spills over, and the flood is feeling, the flood is passion, the flood is even madness: it depends on the force of the current, the height and strength of the barrier. The unchecked stream flows smoothly down its appointed channels into a calm well being.
I pay higher premiums because my speeding points spell 'recklessness' to the insurance company, but you can't imagine how risk-averse I am at the wheel. I only go over 30 at all because it's dangerous to drive too much slower than everyone else.
By forces seemingly antagonistic and destructive Nature accomplishes her beneficent designs - now a flood of fire, now a flood of ice, now a flood of water; and again in the fullness of time an outburst of organic life.
We are facing a flood tide of factors into our daily lives and the lives of our children that conspire against weight control, and for that matter, health, any single policy or program we use to turn the tide is like a single sandbag. You put down the sandbag on the banks of the river. You could ask the question: Have we held back the flood? A sandbag isn't designed to hold back the flood. A sandbag is designed to be part of a levy to hold back the flood. It doesn't matter if it's a good sandbag, maybe a perfectly good sandbag. By itself it can't fix the problem.
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