A Quote by Dan Schulman
Digital payments have already made it easier to move and manage money. While there's more work to do, the potential is real and understood.
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While digital wallets are paving the way for the future of payments, you still need to assess whether or not they'll work for your business. If your target audience are less tech-savvy or you're primarily a cash-only business, it may not be worth investing too much into accepting digital payments.
I started playing with digital technology early on in my work. I made digital collages with costumed figures using early versions of Photoshop in the 90s. I was trying to use the newly available digital technologies to combine real people and places with new imagined possibilities.
In this digital age, there is no place to hide behind public relations people. This digital age requires leaders to be visible and authentic and to be able to communicate the decisions they've made and why they've made them, to be able to acknowledge when they've made a mistake and to move forward, to engage in the debate.
There's a transparency revolution sweeping the world. The more you can have transparency of payments, the more you'll be able to follow the money and the more you'll be able to see that payments for mineral rights in poor countries actually go to the people who need it, and don't get put into a kleptocrat's pocket. Transparency is terribly important for us.
As I've long said, the farm bill is in need of major reform. At first chance, I voted to remove direct payments. Both the House and the Senate passed bills that end direct payments, and as we move forward, I hope we can work out the rest of the issues to implement the necessary reforms.
Everybody at Axa has understood that digital is there, that digital changes our business, and also that digital can create an opportunity.
The advertising marketplace is moving rapidly into digital videos. We know that by 2018 it is estimated that it will be a $12.2 billion business. We've been seeing the agencies combine their digital video spend with television spend and put it under one spend and just calling it "video." The pool of money is becoming much bigger. The comparisons between television and digital video are being made much more often because you can account for who's watching, you can't fast-forward through the commercials. There's a much more intimate relationship with someone watching digital video.
I might have made more money if I had outsourced to India, and I knew I'd find it easier to hire senior managers in London. But I wanted to be in Stoke. What could be more satisfying than creating work for 3,000 people in my home town?
The faster we grew, the more stores we had open, the more money we made. Employees move quickly up the ranks of a company that's growing fast. Shareholders made a lot of money. If you invested $25,000 from January 1987 to January 1994, you'd have more than a million dollars. I get a lot of personal satisfaction from that.
We called our research 'Getting to Equal - How Digital is Helping to Close the Gender Gap at Work.' And at its heart we found that when men and women have the same level of digital fluency, women are better at using their digital skills to gain more education and find work.
Ninety percent of all millionaires become so through owning real estate. More money has been made in real estate than in all industrial investments combined. The wise young man or wage earner of today invests his money in real estate.
I work with digital audio, which is like sculpting, a form of chiseling down metal or wood. And I take audio and move it back and forth between the analog and digital realms and work with it almost like a plastic art until it takes forms in different shapes. And I use those figurines that come out of that type of work.
I see more and more that my work goes infinitely better when I am properly fed, and the paints are there, and the studio and all that... I wish I could manage to make you really understand that when you give money to artists, you are yourself doing an artist's work, and that I only want my pictures to be of such a quality that you will not be too dissatisfied with your work.
Ultimately, I just made the decision to move to L.A. sight unseen. It took me a while to save up some money to do it.
As soon as I understood what was going on in San Francisco, which was in 1965 and '66, I immediately left Chicago where I was working in a nightclub that was being shaken down by the mafia and the police for payments. I mean, it was a real thug world.
The single biggest difference between financial success and financial failure is how well you manage your money. It's simple: to master money, you must manage money.
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