A Quote by Dan Schulman
We all have people who are literally one life shock away from going into a crisis. For many of us, we have a buffer in one way or another. We have a savings account, or we have credit that we can go to. The underserved don't have that luxury.
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Social security, bank account, and credit card numbers aren't just data. In the wrong hands they can wipe out someone's life savings, wreck their credit and cause financial ruin.
Money you know you need or want to spend in the next few years is savings. Money you keep handy for an emergency belongs in savings. Money you hope to use soon for a down payment on a house belongs in savings. And all savings belong in a low-risk bank savings account or money market account.
When I got divorced, it was another culture shock. It was going from this world I had been into since the age of 16 to literally standing on the streets of New York in kind of shock.
There is, though, nothing that prepares us for the worst things in our life. There is nothing you can do to stop the shock, or buffer the pain.
When you get a checking account, you should have a savings account, and the number for the savings account should be one off of your checking account.
he economy favors throughput over quality and craftsmanship, and economists are terrified because the American savings rate has crept upward from about zero to almost five percent. But the mortgage crisis and the burgeoning credit card crisis are causing Americans to become wary of irresponsible debt.
Rock bottom is a crisis... and everyone wants to avoid crisis. But what 'crisis' means literally is 'to sift' - like a child who goes to the beach, lifts up the sand, and watches all the sand fall away, hoping that there's treasure left over. That's what crisis does.
This is the game of those who deny climate change or who deny the need for sustainability. They say, 'They are going to take everything away from us. They are going to take our cars away from us. They are going to take our steaks from us. They are going to take all the things that make life nice away from us. So let's not go there.'
There are few times when we know with absolute certainty we are going to do something for the last time. Life has a way of moving in circles, bringing us back to places we didn’t expect and taking us away from those we do. There are too many times we don’t pay close enough attention, and moments are lost in our assumption we’ll have another chance.
Sometimes countries have to go through periods of crises and then rediscover why it's important to be bipartisan and compromise and if you haven't had a deep crisis for a while, you feel like you have the luxury of going on your own way.
I think that everything in the world around us is a reflection of what is going on inside of us. So each of us as an individual creates a life - we draw to us certain people and events and circumstances that reflect what's going on inside of us, so we can literally look at our life and see a mirror of our own consciousness. And if that's true on an individual level, it's also true that what's going on in the world in a bigger way is a reflection of the collective consciousness.
The moral of it is this: If you are of any account, stay at home and make your way by faithful diligence; but if you are 'no account,' go away from home, and then you will have to work, whether you want to or not. Thus you become a blessing to your friends by ceasing to be a nuisance to them-if the people you go among suffer by the operation.
I will say this about the truth - that it's one of those crisis rules, whether you are a client or someone who's living their life just every day - is that the truth has a funny way of not going away, and telling the truth is extremely important in dealing with any problem or crisis.
It is often said that in prosperity we have many friends, but that we are usually neglected when things go badly. I disagree. Not only do malicious people flock about us in order to witness our ruin, but other unfortunates as well, who have been kept away by our happiness, and now feel close to us on account of our troubles.
Imagine you waking up tomorrow and you can't get a bank account; you can't get a credit union account. Everything has gone away and you're now living in poverty.
Literally' - I'm not having it; people can't go around saying 'literally.' Otherwise, what's literal? There's not another word for literally: if it isn't figurative or metaphorical, what is it? It's literal: there's no substitute.
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