A Quote by Dave Ramsey

Money is 80% behavior, 20% head knowledge. It's what you do, not what you know. — © Dave Ramsey
Money is 80% behavior, 20% head knowledge. It's what you do, not what you know.
Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.
The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.
Economists often talk about the 80/20 Principle, which is the idea that in any situation roughly 80 percent of the “work” will be done by 20 percent of the participants. In most societies, 20 percent of criminals commit 80 percent of crimes. Twenty percent of motorists cause 80 percent of all accidents. Twenty percent of beer drinkers drink 80 percent of all beer. When it comes to epidemics, though, this disproportionality becomes even more extreme: a tiny percentage of people do the majority of the work.
The 80/20 principle - that 80 percent of result flow from just 20 per cent of the causes - is the one true principle of highly effective people.
I live by the 80-20 rule: 80 percent of the time, you eat really healthy, and 20 percent, you treat yourself.
The important thing is the 80/20 rule: 80% of the effects come from 20% of the causes. This means that if you're doing ten tasks, two are going to be vastly more important than others.
Thirty years ago, about 80% of a company's assets resided in its plant and equipment, with 20% in the knowledge of its people. Today, the reverse is true. The knowledge of our staff is our principal asset
The 80/20 Principle, like the truth, can make you free. You can work less. At the same time, you can earn more and enjoy more. The only price is that you need to do some serious 80/20 thinking.
You go into a community and they will vote 80 percent to 20 percent in favor of a tougher Clean Air Act, but if you ask them to devote 20 minutes a year to having their car emissions inspected, they will vote 80 to 20 against it. We are a long way in this country from taking individual responsibility for the environmental problem.
I live by the 80/20 rule: I'm 80 percent healthy, and then 20 percent indulgent.
In football, 80% of the game is played in your head; the other 20% is physical and tactical.
I have adopted an 80/20 rule when it comes to my delicate relationship with food: 80 percent of the time, I make good choices; 20 percent of the time, I let myself splurge a little.
I try to live by the 80/20 rule - 80% clean, 20% cheat. During the week and while I train, I eat as clean as possible. But I always like myself a good cheat day, which includes a juicy burger.
Which 20% of sources are causing 80% of my problems and unhappiness? Which 20% of sources are resulting in 80% of my desired outcomes and happiness?
I try to use a balance of the 80/20 percent, where 80 percent of the time I'm eating very well, and 20 percent of the time, I'm a little more adventurous.
Effective communication is 20% what you know and 80% how you feel about what you know.
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