A Quote by Dave Ramsey
I would not pre-pay. I would invest instead and let the investments cover it.
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In order for Obamacare's cost structure to work, millions of Americans must sign up to pay inflated prices; that would help pay for the subsidies to cover insurance company costs on those with pre-existing conditions.
The best investments you ever make are investments in yourself - and your education. Those investments always pay big dividends.
If I were to leave and raise a venture fund, I would have to find 10 or 100 LPs. They would all give me a bunch of money, and I would take a percentage of that to pay myself. They would expect me to invest that over the next three years, and they want that money back in seven or eight years.
If the government were to invest that money in higher education and public services, these would be far better investments. But administrators and academics in the U.S. for the most part don't make these arguments; instead they have retreated from defending the university as a citadel of public values and in doing so have abdicated any sense of social responsibility to the idea of the university as a site of inspired by the search for truth, justice, freedom, and dignity.
A realistic definition of risk recognizes the potential loss of capital through inflation and taxes, and would include at least the following two factors: The probability that the investment you chose will preserve your capital over the time you intend to invest your funds. The probability the investments you select will outperform alternative investments for this period.
I'm not so optimistic as to think that you would ever be able to garner a majority of an American Congress that would make those kinds of investments above and beyond the kinds of investments that could be made in a progressive program for lifting up all people.
I would never lay down a pre-programmed set and perform to a pre-mixed CD; I would never cheat my fans like that.
I personally make sure that some of my investments are in foreign securities or in international commodity portfolios that are independent of the US dollar. But that's a personal preference. I do not invest in currencies because it's so complicated and so risky. I would not attempt that without excellent professional help.
Every time you have a carrot instead of a cookie, every time you go to the gym instead of going to the movies, that's a costly investment in your health. But how much you want to invest is going to depend on how much longer you expect to live in the future, even if you don't make those investments.
I learned how to cover race riots by telephone. They didn't pay me enough at my first newspaper job to venture onto the grounds of South Boston High School when bricks were being thrown. Instead, I would telephone the headmaster and ask him to relay to me the number of broken chairs in the cafeteria each day.
I did rough hustling, what they call 'playing against the wall.' I just played myself with the players, so I would pay; I would make them shill. I would pay certain players and then take from others.
I think we need to rethink a lot of business skills. In finance, for example, social impact bonds are potentially a way of providing capital for investments that save the public money in a context in which government often doesn't invest in things that would save it money.
What decisions would you make differently today if you knew you would most likely live to be 150? How would you think about your 50s or 60s? How would you evaluate your career arcs or investments or even the area in which you live?
We need to enact comprehensive immigration reform, to bring people out of the shadows and empower them to more fully and freely participate in their communities and the economy. And we need to invest in our nation's deteriorating infrastructure - investments that would create jobs and benefit all sectors of the economy.
I used to pre-rehearse everything and then bring my pre-rehearsed performance to the set. Now, I'm learning to let it happen in the moment. American actors are much better at that than British actors. If I knew how to trust myself, I would have been much more relaxed. Maybe I would have less gray hairs today.
I would spend more time with my children. I would make my money before spending it. I would learn the joys of wine instead of hard liquor. I would not smoke cigarettes when I had pneumonia. I would not marry a fifth time.
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