A Quote by Dave Ramsey
Debt is normal. Be weird.
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To be honest, I think I am making normal games targeted towards normal people. But ultimately when I release those normal games, weird people find them to be weird games and enjoy them. Which probably means there's something wrong with me.
There's nothing normal about graduating with massive student debt, where you live in fear of predatory debt collectors and wage garnishers even as you are starting to live your life.
Its OK to be weird. And maybe your weird is my normal. Whos to say? I think its an attitude.
I know my strengths are doing a weird accent or having weird mannerisms so when I have to play a normal human being, I'm like, 'this is too hard.'
When you default on a secured debt, the creditor takes the asset that backs up that debt. When you convert credit card debt to mortgage debt, you are securing that credit card debt with your home. That's a risky proposition.
I hope that the United States would cooperate with the partners to reduce its debt. The debt is a problem. The debt is with you, but unfortunately, the debt is not only with you but with us and with the rest of the world because we all, one way or another, are dependent on the dollar.
I do my own yardwork. I'm still active. I work out, I do everything. Like I said, it's weird because that's what I know. That's normal to me. Being in pain is normal to me.
I feel like plenty of people have normal-seeming families that, as they're growing up, feel awful. I'd rather have one that looks weird from the outside but felt really normal.
An example of good debt is the debt on the apartment houses I own. That debt is good only as long as there are tenants to pay my mortgages. If tenants stop paying their rent, my good debt turns into bad debt.
Goals work. Pick one debt, and then put every dime into paying down that one debt. Once that debt is paid off, start paying down the next debt. Pretty soon it's time to move from paying debt to building savings.
When you're a little weird, you aspire to be normal; when you're very weird, you aspire to be recognized for it.
I have younger friends who are in this pinch where they feel they've been counted out before they've had a chance to prove themselves. They've inherited a lot of debt - not just student debt but environmental debt, political debt. They really feel squeezed.
I got tired of doing battle with people thinking I was a little weird because I wasn't in a band making happy, stilted music. The only people who really seem weird to me are people who think they're normal. People who think it's possible to be normal just by doing the same things that most people do. Is there a most people? I don't know. Television makes it seem like there is, but I think that might just be television.
Shipping first time code is like going into debt. A little debt speeds development so long as it is paid back promptly with a rewrite. The danger occurs when the debt is not repaid. Every minute spent on not-quite-right code counts as interest on that debt. Entire engineering organizations can be brought to a standstill under the debt load of an unconsolidated implementation, object-oriented or otherwise.
When your family is twice as weird as normal, you have to be twice as polite to authority, because authority hates weird.
Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.
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