A Quote by David Axelrod
But we are not going to stand by and go back to allowing people with preexisting conditions to be discriminated against, go back to the situation where people can be thrown off their insurance simply because they become seriously ill or you can't get on your parents' insurance after the age of 20.
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No one wants to go back to a situation where, if you have a pre-existing medical condition, you, you can be deprived of coverage. No one wants to go back to a situation where, if you get seriously ill, you can get thrown off your insurance. Seniors don't want to go back to paying more for their prescription drugs.
Well, I'm telling them two things. One is that, look, this is going to be something when the American people realize - once it's passed - that, A, it does take care of preexisting conditions; B, you're insurance rates aren't going to skyrocket; C, the insurance companies aren't going to be running the show like they were before; D, you're going to be in a position where you can keep your insurance that you have. That once the American public realizes that, you're going to get a reward for this. They're going to be rewarded.
20 million people thrown off of health insurance, prescription drug prices raising for seniors, privatization of Medicare: devastation. And we've got to fight back against that.
Today, all across this country there are going to be rallies led by Democrats and others to fight against the devastating impact of repeal of the Affordable Care Act. 20 million people thrown off of health insurance, prescription drug prices raising for seniors, privatization of Medicare: devastation. And we've got to fight back against that.
Do we do away with protecting of the American people with pre - to make sure that if you have an illness you can get insurance? Do we make sure that young people stay on their parents' health insurance? Do we make sure that there are no caps if you're dealing with cancer and you deal with preexisting conditions? It goes without saying that those patient protections have got to stay in place.
Too many people will die needlessly if we go back to letting people buy junk insurance or insurance that doesn't help people with diseases related to mental illness.
The premise of insurance is to spread the risk. It's the premise of homeowner's insurance, of car insurance, and of health insurance. It's one reason why it's important to have insurance when you're healthy, so that when you get sick, you won't go sign up just when you get sick, because that increases the cost for everyone.
The Affordable Care Act is a huge problem. [Repealing the ACA is] going to have huge implications. We have millennials that live in Boston that are on their parents' health insurance. The businesses have hired them and have been able to hire more people because they have been able to be on their own health insurance. We have seniors in our city who have preexisting conditions, or something called a "donut hole," which is a prescription drug [gap] in Medicare. Whatever changes they make could have detrimental effects on people's health care, but also on the economy.
Right now in the insurance markets, we have sort of a disaster unfolding, a downward spiral, adverse selection, premiums in the individual market going through the roof. People can't afford insurance and insurance companies are losing hundreds of millions of dollars. If you repeal part of Obamacare to get rid of the individual mandate but keep some of the ideas, that people can still buy insurance after they're sick, the situation gets extraordinarily worse. And so what we're seeing now could be tenfold greater if you only repeal part of Obamacare.
The fundamental problem of Obamacare is the insurance mandates. When you mandate what has to be insurance, it elevates the price. And when you tell people they can buy insurance after they're sick, they will. And you get what's called adverse selection.
The best tool today is longevity insurance - they call it income insurance. Most people know the value of life insurance. But what if you live? So instead of trying to guess one or the other, you plan for those 20 years and you get this income insurance. If you live beyond 85, you have money that's guaranteed for as long as you live in the form of an annuity.
You can't go to insurance companies and say, you know what, we're not going to change anything having to do with the pool from which you - you draw your people. We're not going to do anything. But guess what, you can no longer allow for pre-existing conditions to disqualify somebody. And they go, oh. OK. How do I pay for that?
Congressional Republicans themselves have vehemently defended the idea that preexisting conditions should not be used to deny people insurance.
Only if everyone buys insurance can insurers afford to cover people with preexisting conditions or pay the costs of catastrophic diseases.
When you've lived in a country for 50 years and you pay your tax, you have a pension and insurance, you've raised a family and sent your kids to uni. To get to an age and be told you don't belong here and you have to go back to where you come from is really saddening and infuriating.
I had panels - roundtables in the district - and the stories that were told are really difficult to accept. People who have diabetes who can't get insurance because of a preexisting condition; others who were laid off and the have no place to turn.
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