Never loan a book to someone if you expect to get it back. Loaning books is the same as giving them away.
I ain't never loan friends money; I give it to 'em and I don't expect to get it back. Even when he says, "I'll pay you back," I never expect it. If he gives it back, then hey, that's a feather in his cap, but I don't expect to get it back.
I am an enthusiastic participant in a church, but I have never been particularly concerned with denominational identity.
If your appraisal comes back too low - you don't have at least 10% equity for a conforming loan or 20% for a jumbo loan - you might not be able to refinance at all, at least with a loan that's packaged and sold to Fannie Mae and Freddie Mac. That means you may have to pay a much higher rate.
That's the beauty of coaching. You get to touch lives, you get to make a difference. You get to do things for people who will never pay you back and they say you never have had a perfect day until you've done something for someone who will never pay you back.
I've never gone back to the stacks after my book's expiration at the front of the store. Not because I'm above it or anything, but I'd be mortified if someone caught me looking for my own book.
I've never written a book with the intention of winning someone back or getting back at someone or anything like that. It's always just been about thinking about life and how relationships fit in to what life means.
I am someone who can't hold on to negativity or hold on to grudges. I might feel something at a certain point, but I get tired after that. I don't carry it with me. I forgive and forget very easily, and that's the only way to be happy and peaceful.
The two years out on loan were about trying to get experience and work as hard as I could to make sure when I came back I could give myself the best chance to get back to Chelsea and get in the team. That was my goal.
I still get enormous pleasure and a sense of fulfillment out of writing a book that I'm proud of. I see myself as a bit like a jewel-maker who can sit back and admire his work.
People generally let me be me. People are aware that I'm not someone particularly begging for attention. They hold back a bit with me.
I get this a lot: 'Oh, can you take a picture with my baby? Can you hold the baby?' I don't want to hold your baby! I'll hold my baby. I don't like holding someone else's baby. I'm serious! You never know what could happen. It's such an awkward position you're put in, and it's like, 'No, sorry.'
With little loan you get a friend, with big loan an enemy.
The sun was like a huge 50-cent piece that someone had poured kerosene on and then had lit with a match, and said, "Here, hold this while I go get a newspaper," and put the coin in my hand, but never came back.
When you see someone putting themselves out there, particularly when you see someone is failing and failing so passionately, it brings up this bittersweet connection to our mortality.
World champion always say 'yes please' - never hold back when someone need humble.