A Quote by Elizabeth Warren
Look at the big-ticket items, in your budget. Your home or apartment. Your car. Your insurance. If you are overspending on these big monthly bills, then money's draining out of your pocket a lot faster than you can replace it by clipping coupons or buying cheaper coffee.
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If you're not clipping coupons before going to the grocery store, you're overspending. If you're ordering in or going out to dinner because you don't feel like cooking, you're overspending. If you're not tracking where your money is going, you're very likely overspending.
?ount dollars, not pennies. Look at the big-ticket items, in your budget.
It really depends upon how much money you have in your account. Having a monthly paycheck come in for the rest of your life is extremely important. So it would probably be smart to put some of your money into an annuity, which is a way of buying a monthly pension check.
I am a big believer that orderliness begets wealth. A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out. When you consciously open, read, and file away your bills and statements, you are connecting with your money and taking control of your life.
Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance.
Just as you maintain your home, your car, your garden, you should look after your greatest gift: your body.
Once you turn pro and you're making the big money and kids are buying your sneakers and your skates and your gloves and so on, you are a member of that role model club.
Look up, laugh loud, talk big, keep the color in your cheek and the fire in your eye, adorn your person, maintain your health, your beauty and your animal spirits.
If you live in a good neighborhood, you drive home and there's a bank. There's grocery stores and big houses - but no motels. What that tells you psychologically is you protect your money and buy good things for your family to eat in your nice big house.
I firmly believe kids don't want your understanding. They want your trust, your compassion, your blinding love and your car keys, but you try to understand them and you're in big trouble.
Don't assume that money, shelter and creature comforts are enough to demonstrate your love. Nothing can replace your presence, your hug, your smile, your touch - you!
Your DVD collection is organized, and so is your walk-in closet. Your car is clean and vacuumed, your frequently dialed numbers are programmed into your cordless phone, your telephone plan is suited to your needs, and your various gizmos interact without conflict. Your spouse is athletic, your kids are bright, your job is rewarding, your promotions are inevitable, everywhere you need to be comes with its own accessible parking. You look great in casual slacks.
If you can, start your own business while you're working another job so that your bills get paid. Choose something that you love, so that when you're exhausted when you come home from work, you're actually looking forward to your 3 hours every night that you can apply to your business, either after your kids go to sleep or while they're watching TV or while they're doing their homework, however you can budget your time. Instead of a chore, choose something you love so you absolutely look forward to it.
Insurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses.
When you sit in a café, with a lot of music in the background and a lot of projects in your head, you're not really drinking your coffee or your tea. You're drinking your projects, you're drinking your worries. You are not real, and the coffee is not real either. Your coffee can only reveal itself to you as a reality when you go back to your self and produce your true presence, freeing yourself from the past, the future, and from your worries. When you are real, the tea also becomes real and the encounter between you and the tea is real. This is genuine tea drinking.
In movies, you have a production assistant carrying your chair around and getting you coffee. In theater, no one carries your chair, no one gets you your coffee, there's no craft service, there's no per diem. The only thing that is provided for you is coffee, tea, sugar and milk. It doesn't matter how big a star you are or whatever.
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