A Quote by Elizabeth Warren
I pay for homeowner's insurance, I pay for car insurance, I pay for health insurance.
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The premise of insurance is to spread the risk. It's the premise of homeowner's insurance, of car insurance, and of health insurance. It's one reason why it's important to have insurance when you're healthy, so that when you get sick, you won't go sign up just when you get sick, because that increases the cost for everyone.
Insurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses.
Obviously, Detroiters pay the worst when it comes to car insurance, but car insurance is expensive for Michiganders across the state. I hear about it in all communities.
Wal-Mart workers make just over $8 an hour, and they must pay more than a third of their health insurance premium if they choose to take the company's insurance. That means just about half of them don't choose to take the health insurance because they can't afford it.
When I went to law school, which I put myself through for $100,000 dollars of debt, I didn't expect anybody to pay for my health insurance, which I had none of. No health insurance.
Personal responsibility extends to the purchase of health insurance. Citizens should not be able to cheat their neighbors by not buying insurance, particularly when they can afford it, and expect others to pay for their care when they need it.
When you pay a hospital bill, you're really paying two hospital bills - one bill for you because you have a job and/or insurance and can pay the hospital. and another bill, which is tacked onto your bill, to cover the medical expenses of someone who doesn't have a job and/or insurance and can't pay the hospital.
I got sick, hospitalized, had no insurance. And the money I had saved for our honeymoon went to pay medical bills. So I had been in the position of not having insurance when I needed health care.
Credit default swap is basically just an agreement that I have with you, where I sell you insurance on some bond you own. If the bond goes belly up, I promise to pay you. And as long as the bond doesn't go belly up, you pay me for selling you insurance.
When someone has to go to the hospital because they don't have insurance - and by the way, I think the insurance companies should be out of the mix altogether - but when someone needs health care, and they don't have the ability to pay for it, in our communities, we end up paying for it one way or the other.
For people who have health insurance, we can provide health insurance reforms that make the insurance they have more secure. And we can do that mostly by using money that every expert agrees is being wasted and is currently in the existing health care system.
Women tend to need the healthcare system more because we bear children. Insurance companies - not all of them, but many of them - 'gender-rate.' Women may pay 40% more for their health insurance than men do.
We should all have the legal right to purchase health insurance from any insurance company in any state, and we should be able use that insurance wherever we live. Health insurance should be portable.
How do commercial interests usually protect themselves from liability claims? Through insurance. In fact, in our society, the litmus test for safety is insurance. You can be insured for almost anything if you pay enough for the premium, but if the insurance industry isn't willing to bet its money on the safety of [biotechnology], it means the risks are simply too high or too uncertain for them to take the gamble.
I don't act because I love doing it, I act because it's my job. At the end of the year, I gotta pay my taxes, bills, doctors, insurance, car insurance, the occasional vacation. It's a wonderful job. The upside is that it is exciting and different... the downside is that it is an extremely insecure job.
Gingrich first backed the concept in 1993, "I am for people, individuals - exactly like automobile insurance - individuals having health insurance and being required to have health insurance.
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