A Quote by Elizabeth Warren
Every time the U.S. government makes a low-cost loan to someone, it's investing in them.
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If you invested in a very low cost index fund - where you don't put the money in at one time, but average in over 10 years -you'll do better than 90% of people who start investing at the same time.
If given a choice between investing in someone who has read REWORK or has an MBA, I’m investing in REWORK every time. A must read for every entrepreneur.
If your appraisal comes back too low - you don't have at least 10% equity for a conforming loan or 20% for a jumbo loan - you might not be able to refinance at all, at least with a loan that's packaged and sold to Fannie Mae and Freddie Mac. That means you may have to pay a much higher rate.
The United States is an outlier in the size and scope of its loan infrastructure; in many peer countries, higher education is seen as a public good and a college degree is low-cost or free.
Someone who seeks low-risk investments never really feels investing is safe and someone who is always right eventually winds up wrong
The fact that you have government-guaranteed student loans has created a whole new sector in the American economy that didn't really exist before - private for-profit universities that sell junk degrees that don't help the students. They promise the students, "We'll help you get a better job. We'll arrange a loan so that you don't have to pay a penny for this education." Their pet bank gets them the government-guaranteed loan, and the student may get the junk degree, but doesn't get a job, so they don't pay the loan.
Government should show the list of farmers, who have got benefitted from loan waiver. Farmers' loan of Rs 39 lakh crore was waived off. So, why is government hiding their names?
Cost does not equal value... and low cost parts decrease brand equity for a very long time.
It's society that disables an individual by not investing in enough creativity to allow for someone to show us the quality that makes them rare and valuable and capable.
I am someone who really would like to see more women in government, but Palin makes me cringe every time I hear about her.
One of the reasons some of the advocates of ever larger government and more government intrusiveness get nervous about discussions of the actual cost of government is that they fear if the people had a discussion about what government costs, the true cost of taxes, that they might not want as much government as they are presently getting.
Features have a specification cost, a design cost, and a development cost. There is a testing cost and a reliability cost. ... Features have a documentation cost. Every feature adds pages to the manual increasing training costs.
Absolutely invest in retirement. You can always get a loan to get kids through school. I do not know of any loans to get you through retirement. The markets are seriously low from where they were (even though they've gone up 30 percent recently). Now is the time to be dollar cost averaging; the more money you put in, the more shares you buy. Save for your retirement, people.
When Berkshire Hathaway laid out three billion dollars for GE today, we didn't spend it, we invested it. When the Federal government buys the mortgages, they're not spending it, they're investing it. Now, they're investing it in distress type assets but they're buying them at distress prices if they buy them at market. It's the kind of stuff I love to do. I just don't have 700 million. Maybe we could go in it together.
In investing, you get what you don't pay for. Costs matter. So intelligent investors will use low-cost index funds to build a diversified portfolio of stocks and bonds, and they will stay the course. And they won't be foolish enough to think that they can consistently outsmart the market.
The federal government requires that its loans be paid back within 10 years of graduation, and Harvard has pegged its loans to the same 10-year timetable. Yet despite Harvard's low default rate, the idea of years of loan debt is daunting for some students even before it's time to pay back.
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