A Quote by Gail Collins
As long as we decline to allow sick, uninsured people to just lie down and die on the side of the road, everybody has to have insurance for the health care system to work sanely.
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As long as we decline to allow sick uninsured people to just lie down and die on the side of the road, everybody has to have insurance for the health care system to work sanely.
I think that we have a number of different health care challenges in our country, and certainly addressing the uninsured is one, and the second is making sure that those with health insurance actually get the care that they assume they'll have available to them if they get sick.
High-quality health care is not available to millions of Americans who don't have health insurance, or whose substandard plans provide minimum coverage. That's why the Affordable Care Act is so important. It provides quality health insurance to both the uninsured and underinsured.
For people who have health insurance, we can provide health insurance reforms that make the insurance they have more secure. And we can do that mostly by using money that every expert agrees is being wasted and is currently in the existing health care system.
You cannot drive a system that's going to be aiming at preventing illness if everyone is not in it. The whole gaming of health insurance and health care in America is based on that fundamental principle: insure people who aren't sick and you don't have to pay more money on them.
Those with health insurance are overinsured and their behavior is distorted by moral hazard. Those without health insurance use their own money to make decisions based on an assessment of their needs. The insured are wasteful. The uninsured are prudent. So what's the solution? Make the insured a little more like the uninsured.
The premise of insurance is to spread the risk. It's the premise of homeowner's insurance, of car insurance, and of health insurance. It's one reason why it's important to have insurance when you're healthy, so that when you get sick, you won't go sign up just when you get sick, because that increases the cost for everyone.
Obamacare's not imploding. The main goal of Obamacare was two-fold. One was to cover the uninsured, of which we've covered 20 million, the largest expansion in American history. The other was to fix broken insurance markets where insurers could deny people insurance just because they were sick or they had been sick. Those have been fixed, and for the vast majority of Americans, costs in those markets have come down, thanks to the subsidies made available under Obamacare.
Whenever I hear an American say Aussies drive on the 'wrong side of the road,' I just lose it. You ever think about how those people grew up driving on the 'wrong side of the road,' watched a lot of people get hurt on the 'wrong side of the road,' die on the 'wrong side of the road,' while other people cheered from the 'right side of the road'? Australia has a thing called Highway Fights, so it's touchy.
The problem of giving health care to everybody cannot be solved so long as we're spending huge sums of money for war. Already we have a very wasteful healthcare system, the most wasteful healthcare system in the world. I mean, we spend the most money and still have 40 million people without insurance. Compare us to Cuba. Cuba is our enemy, run by a dictator, Fidel Castro. But people in Cuba get health care at least equal to that of the United States - with very scarce resources. So I think this issue is the most important domestic issue.
Obamacare is not about improved health care or cheaper insurance or better treatment or insuring the uninsured, and it never has been about that. It's about statism. It's about expanding the government. It's about control over the population. It is about everything but health care.
Competition among insurers would bring down the cost of health care insurance, just as it brings down the cost of car or homeowners insurance.
Too many Americans who are uninsured or under-insured do not receive regular checkups because they can't afford coverage or their insurance doesn't cover enough of the costs. The lack of preventive care results in countless emergency room visits and health care disasters for families.
An 'exchange' would allow everyone to choose their health care insurance from a broad range of options - just like federal employees and Congress do right now - and allow their employer to help pay for it.
We confuse insurance with our moral obligation to provide health-care services to people. And what we try to do is finance our moral obligation through the insurance system, which punishes the people who are fiscally responsible to buy insurance.
We should allow people to purchase health insurance across state lines. That will create a true 50-state national marketplace which will drive down the cost of low-cost, catastrophic health insurance.
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