A Quote by Gretchen Whitmer
Obviously, Detroiters pay the worst when it comes to car insurance, but car insurance is expensive for Michiganders across the state. I hear about it in all communities.
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Insurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses.
I pay for homeowner's insurance, I pay for car insurance, I pay for health insurance.
The premise of insurance is to spread the risk. It's the premise of homeowner's insurance, of car insurance, and of health insurance. It's one reason why it's important to have insurance when you're healthy, so that when you get sick, you won't go sign up just when you get sick, because that increases the cost for everyone.
The problem or the fundamental flaw of Obamacare was that they put regulations on the insurance, about 12 regulations, which increased the cost of the insurance. And so President Obama wanted to help poor, working-class people, but he actually hurts them by making the insurance too expensive to want to buy. I had someone at the house just recently was doing some work, and he said: "Oh, my son doesn't have insurance, he's paying the penalty because it's too expensive."
I don't act because I love doing it, I act because it's my job. At the end of the year, I gotta pay my taxes, bills, doctors, insurance, car insurance, the occasional vacation. It's a wonderful job. The upside is that it is exciting and different... the downside is that it is an extremely insecure job.
Many kids come out of college, they have a credit card and a diploma. They don't know how to buy a house or a car or health insurance or life insurance. They do not know basic microeconomics.
Everybody says they want to have private providers and we're saying fine. Let the states negotiate on behalf of a population in your state to drive down your costs. Don't just give subsidies to insurance companies for expensive insurance.
Competition among insurers would bring down the cost of health care insurance, just as it brings down the cost of car or homeowners insurance.
We should all have the legal right to purchase health insurance from any insurance company in any state, and we should be able use that insurance wherever we live. Health insurance should be portable.
We should allow people to purchase health insurance across state lines. That will create a true 50-state national marketplace which will drive down the cost of low-cost, catastrophic health insurance.
When someone has to go to the hospital because they don't have insurance - and by the way, I think the insurance companies should be out of the mix altogether - but when someone needs health care, and they don't have the ability to pay for it, in our communities, we end up paying for it one way or the other.
The insurance companies make about $15 billion a year. They have doubled their profit margin under Obamacare. And so now we're going to take a lot of this and call it a stabilization fund, but really it's a bailout of insurance companies. And I just think that's wrong. I just can't see why ordinary, average taxpayers would be giving money to very, very wealthy corporations. An analogous situation would be this: We all complain that new cars cost too much. Why don't we have a new car stabilization fund and give $130 billion to car companies?
Wal-Mart workers make just over $8 an hour, and they must pay more than a third of their health insurance premium if they choose to take the company's insurance. That means just about half of them don't choose to take the health insurance because they can't afford it.
Abortion is the insurance against that fate worse than death which is called a family. Our no-fault insurance has removed our responsibility for car accidents, and no-fault divorce has removed our responsibility for marriage accidents; why should abortion not be our no-fault sexual insurance policy that removes our responsibility for sex accidents?
I'm one of the people that, when I hear Republicans talk about repealing Obamacare, I just want to roll my eyes. Republicans talk about reform to the healthcare, and they talk about selling insurance across state lines, and that's their solution?
The irony is that it was tougher to rent a car from Cerberus when it owned Alamo than to buy a semi-automatic. To rent a car, one had to provide ID, a drivers' license, and get insurance coverage. To buy a gun? Cash and carry, from the back of a station wagon at a gun show. No concerns about downstream liability or risk.
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