A Quote by Gretchen Whitmer
We have to make it easier to afford to go into education in the first place, so you don't leave with crippling debt that you never have a chance to pay back because you're not making enough money.
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Avoid debt that doesn’t pay you. Make it a rule that you never use debt that won’t make you money. I borrowed money for a car only because I knew it could increase my income. Rich people use debt to leverage investments and grow cash flows. Poor people use debt to buy things that make rich people richer.
In numerous years following the war, the Federal Government ran a heavy surplus. It could not (however) pay off its debt, retire its securities, because to do so meant there would be no bonds to back the national bank notes. To pay off the debt was to destroy the money supply.
If you are, consolidating at a lower interest rate can help you pay off your debt faster. But if there's even a small chance that you'll spiral back into debt, it's not for you.
The president says we need to raise the debt ceiling because America pays its bills. No if we paid our bills we wouldn't have all this debt. The reason we have to raise the debt ceiling is because we can't pay our bills and we have to borrow money because we don't have any money to pay our bills.
I was never stupid with my money, because I grew up without it. So when I started to make some, I was like, 'Okay, first rule of thumb, I'm not buying it unless I've got the money to buy it,' so I have no debt.
When we manage a restaurant, we start making money from the first day. When we own a place, it's often five years before we earn the first penny that is clean of debt.
Education and health were always matters of charity. You educated children and you helped the sick because they were good things to do, not because you were going to make money out of them. If you let the money-making principle, the profit-seeking motive, anywhere near education and health, things go bad.
What people do is they pay the small loans first. Why? Because they enjoy making the number of loans smaller. But of course it is a very ineffective way to pay debt down.
Don’t make stuff because you want to make money - it will never make you enough money. And don’t make stuff because you want to get famous - because you will never feel famous enough. Make gifts for people - and work hard on making those gifts in the hope that those people will notice and like the gifts.
Ironically, many people can't afford to give precisely because they're not giving. If we pay our debt to God first, then we will incur His blessing to help us pay our debts to men. But when we rob God to pay men, we rob ourselves of God's blessing.
It's fairness to say those who work hard, get up in the morning, cut their cloth - in other words 'we can only afford to have one or two children because we don't earn enough'. They pay their taxes and they want to know that the same kind of decision-making is taking place for those on benefits.
We need a wealth tax that on a one-time basis is going to take back at least some small fraction of the great windfall that the upper 1 percent, or 5 percent and pay down the government debt, pay back the federal debt because we can't put this on the next generation or they're going to be buried paying taxes.
In America, we've set up a system whereby when you take on college debt, you will never have to pay more than 10 percent of your income in repayments. And what that will do is make sure that you will never be prevented from going to school just because of money. We want to make sure that you and others like you can succeed.
For me, what I am making in the novel is a place to live. When I first switched from poetry to novels, I was asked why, and the metaphor I came up with was about poems as rooms. You can make a room perfect, but then you have to shut the door and never go back, whereas a novel is like a house - it can never be perfect, but you can make a life in it.
First, pay off your high-interest-rate debt. If you have student loan debt - that's low interest rate; that has a tax benefit - you can leave that out. A mortgage can be an OK one. Credit card debt is poison. That needs to be paid off right away.
I rank money higher than social life or meaning because once you have money, those other things are easier to get. For example, you won't have much of a social life if you can't afford to do anything. And you can't make money if your health is a mess.
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