A Quote by Henrik Ibsen
Home life ceases to be free and beautiful as soon as it is founded on borrowing and debt.
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There can be no freedom or beauty about a home life that depends on borrowing and debt.
You also need to understand that when you consolidate credit card debt into mortgage debt - like a home equity loan or a HELOC [ home equity line of credit ] - you're taking an unsecured debt and turning it into a secured debt.
Night was coming on in, borrowing the light. It had started out borrowing just a few cents worth of the light, but now it was borrowing thousands of dollars worth of the light every second. The light would soon be gone, the bank closed, the tellers unemployed, the bank president a suicide.
Goals work. Pick one debt, and then put every dime into paying down that one debt. Once that debt is paid off, start paying down the next debt. Pretty soon it's time to move from paying debt to building savings.
The actual life of a thought lasts only until it reaches the point of speech...As soon as our thinking has found words it ceases to be sincere...When it begins to exist in others it ceases to live in us, just as the child severs itself from its mother when it enters into its own existence.
A debt is just as hard for a Government to pay as it is for an individual. No debt ever comes due at a good time. Borrowing is the only thing that seems handy all the time.
We need to have a goal of becoming debt-free as soon as possible.
When you default on a secured debt, the creditor takes the asset that backs up that debt. When you convert credit card debt to mortgage debt, you are securing that credit card debt with your home. That's a risky proposition.
The fact that previous generations have handed down to us a substantial public heritage by way of roads, port, etc. almost completely free of debt, seems to me to impose some limitation on the validity of the theory that by borrowing we should, or could, pass on the burden of development to the next generation.
Right now, a majority of the debt is owed to foreign interests, Japan being the largest purchaser of government debt today, soon to be surpassed by China as the number one purchaser of our debt in this Nation.
Deep patriots don't just sing the song, 'America the Beautiful' and then go home. We actually stick around to defend America’s beauty -- from the oil spillers, the clear-cutters and the mountaintop removers. Deep patriots don't just visit the Statue of Liberty and send a postcard home to grandma. We defend the principles upon which that great monument was founded -- 'give me your tired, your poor, your huddled masses yearning to breathe free.'
I have two amazing things in my life: I'm pain-free and I'm debt-free.
Life ceases to be so oppressive: we are free to give our own lives meaning and purpose, free to redeem our suffering by making something of it.
Bad debt is debt that makes you poorer. I count the mortgage on my home as bad debt, because I'm the one paying on it. Other forms of bad debt are car payments, credit card balances, or other consumer loans.
Borrowing isn't inherently bad; it depends a lot on what the debt is financing.
The things to watch are whether the country's borrowing costs are rising, whether its budgetary allotment for payments on the debt is increasing, and whether it is spending on good priorities. Those big, scary debt numbers are not as big and scary as they used to be.
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