A Quote by Jean Chatzky

You need a clear, legitimate excuse for why you're behind [the bankruptcy], such as a layoff, divorce, or medical emergency. Be prepared to back up the circumstances with supporting documents. Anything you have to substantiate your story - including proof that you have, for instance, been actively looking for a new job - will help.
If we don't change, millions of American families are just one medical emergency, or one layoff, away from financial disaster and bankruptcy.
The fact is, out of all the possible reasons for going bankrupt, only three account for nearly 90 percent of bankruptcy: a job loss, a medical problem, or a divorce. And the fact is that those are exactly the kind of calamities that the bankruptcy courts were designed to help people through.
While most of us are trying to be more frugal, the loss of a job, a divorce, or a medical emergency can quickly sink us deeply into debt.
The Bankruptcy Reform Act of 2005 made it harder for individuals to file bankruptcy, which is always the last resort. Unfortunately, simultaneously consumers racked up so much debt that counseling companies - which are higher up on my list if you need help managing your debt - are sometimes unable to help. So if you fall into this camp, debt settlement may be something to consider.
It's more likely in America that your parents will file for bankruptcy than divorce. We think of divorce as so prevalent, but we all know that happens because somebody moves out of the house.
If my campaign is not in the debate, we will not have a real discussion of the emergency of climate change and why in fact we need a Green New Deal type national mobilization at the scale of a wartime mobilization in order to address this emergency.
When you focus upon lack in an attitude of complaining, you establish a vibrational point of attraction that then gives you access only to more thoughts of complaint. Your deliberate effort to tell a new story will establish a new pattern of thought, providing you with a new point of attraction from your present, about your past, and into your future. The simple effort of looking for positive aspects will set a new vibrational tone that will begin the immediate attraction of thoughts, people, circumstances, and things that are pleasing to you.
There is cruelty in divorce. There is cruelty in forced or unfortunate marriage. We will continue to cry at weddings because we know how bittersweet, how fragile is the truth. We will always need legal divorce just as an emergency escape hatch is crucial in every submarine. No sense, however, in denying that after every divorce someone will be running like a cat, tin cans tied to its tail: spooked and slowed down.
Political grandstanding might make for great soundbites for the evening news, but it will do nothing to help the people that go to work every day knowing that they're one health emergency away from bankruptcy. It will do nothing to help the hospitals struggling to keep their doors open under the crushing cost of uncompensated care.
The War on Drugs has failed - but it’s worse than that. It is actively harming our society. Violent crime is thriving in the shadows to which the drug trade has been consigned. People who genuinely need help can’t get it. Neither can people who need medical marijuana to treat terrible diseases. We are spending billions, filling up our prisons with non-violent offenders and sacrificing our liberties.
Single people slip out of the dating market for many social, economic, psychological, and ideological reasons including marriage, illness, bankruptcy, job promotion, exhaustion, and common sense. Inevitably, however, they return because of divorce, boredom, loneliness, and memory loss.
The life of a thinking man will probably be divided into two parts -- the first in which he desires to exterminate modern thinkers, and the second in which he desires to watch them exterminating each other. ... Suppose, for instance, there is an old story and a new skeptic who is skeptical of the story. We have only to wait a little while for a yet newer skeptic who is skeptical of the skeptic. He will probably find the old notion actually a help in his new notion. This process is an abstract truth applying to anything, apart from agreement or disagreement.
There is a difference going onto the pitch with No. 10 on your back rather than No. 12, and you need to have a clear understanding and be unbelievably prepared for what you are going into and what you will face.
Divorce is brutal and horrible and... you have to actively work to get your life back on track.
Pregnancy takes a huge physical toll on your body. I have many friends who have had babies and many of them require medical help and attention, emergency Cesarean sections and forceps. If you think that people just have a kid and it's no big deal, that's not true. It's one of the most dangerous things for a woman to do. If you take away access to accessible medical women in America, you're going to bump up the death rate.
Most women file for bankruptcy in the aftermath of a serious medical problem, a job loss, or a family break up. It is hard to protect against those.
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