A Quote by Jean Chatzky

Secured cards can be helpful credit rebuilding tools for two reasons. First, because of the collateral, you can get them at a time when you're not likely to be approved for nonsecured cards. And as long as you maintain an on-time payment history, they can help you start to build a recent credit history that's fairly pristine.

Jean Chatzky

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Approved Because Build Cards Collateral Credit Fairly First Get Help Helpful History Likely Long Maintain Payment Pristine Reasons Rebuilding Recent Secured Start Them Time Tools Two

Quote Author

Jean Chatzky
American - Journalist
Born: November 7, 1964

The world is a puzzling place today. All these banks sending us credit cards, with our names on them. Well, we didn't order any credit cards! We don't spend what we don't have. So we just cut them in half and throw them out, just as soon as we open them in the mail. Imagine a bank sending credit cards to two ladies over a hundred years old! What are those folks thinking?

Sarah Louise Delany

Turn down offers for new cards or credit line increases on your current cards. Credit's tight, and chances are, you're not getting many offers anyway. But if you do, remember that the less credit you have available, the less trouble you can get into.

Jean Chatzky

There are lots of families who - who make irresponsible purchases. There are also a lot of families who have debt on credit cards because they use those credit cards to pay for medical bills.

Elizabeth Warren

I use debit cards for everyday purchases, as I don't believe in credit cards. But this has caused problems, especially with American touring, because I refuse to have a credit card - and in America you can't pay for anything on a debit card.

Paloma Faith

We can't exactly figure out why, but our customers have no fears of using their checking account, while credit cards are still a problem. I'm assuming checks have been around longer, and are more trusted, while credit cards have a sort of stigma attached to them.

Tim Stevens

Credit cards have been extremely profitable to banks. They're profitable not from the fees they collect from the retailers that use the credit cards, that pays the bills, but the real profits come from the interest payments and the charges to users that are unexpected.

Richard Thaler

Don't cut up your credit cards, the problem is not the cards, it's the lack of financial literacy of the person holding the cards and always make the best out of a bad situation

Robert Kiyosaki

I have a lovely light blue Kate Spade wallet. It has pockets for many credit cards, business cards, health insurance cards, and a Burke Williams card for when I want to go to the spa!

Aja Naomi King

If you want to spend more money in restaurants, use credit cards more than cash. If you want to spend less, use cash more than credit cards. But in general, we can think about how to use the pain of paying and how much of it do we want. And I think we have like a range. Credit cards have very little pain of paying, debit cards have a little bit more because you feel like today, at least it is coming out of your checking account, and cash has much more.

Dan Ariely

Billy Jean King could not get credit when her husband was in law school and she was winning the Wimbledon, because he had to sign the cards. You know, you had these cases in the '70s of women who were mayors who couldn't get credit unless their husbands signed for them.

Gail Collins

No one lives on credit in France because banks don't allow overdrafts and zero percent credit cards do not exist.

Janine di Giovanni

As a small business owner, I've had to find ways to keep costs as low as possible while still providing customers with the ability to use their credit cards for payments. Many credit card processing companies are so expensive when it comes to fees that it started to feel like a losing proposition to offer this payment option.

John Rampton

In about one-third of credit card consolidations, within a short period of time, the cards come back out of the wallet, and in no time at all, they're charged back up. Then you're in an even worse position, because you have the credit card debt and the consolidation loan to worry about. You're in a hole that's twice as deep - and twice as steep.

Jean Chatzky

Marco Rubio has a disaster on his finances. He has a disaster on his credit cards. When you check his credit cards, take a look at what he`s done with the Republican Party when he had access, what he had to put back in, and whether or not something should have happened, you`ll understand it.

Donald Trump

We all used to collect baseball cards that came with bubble gum. You could never get the smell of gum off your cards, but you kept your Yankees cards pristine.