A Quote by Jean Chatzky

After two decades of personal finance reporting, I've heard every excuse in the book for not saving money. That said, none of them really hold up - at least over the long term.
It is critical that kids start to learn the value of money, short-term and long-term saving and budgeting at an early age.
If you look on Amazon - if you do a search for personal finance, there are literally 20,000 books written on personal finance, and there's no real reason for it. I mean, personal finance is pretty simple.
The finance world in general is very, very complicated and there are so many different things that need to be evaluated, but I think at the end of the day, the most important thing is how you want to invest your money - if you want to be a short-term, mid-term or long-term investor.
The longer you hold a dollar, the longer you hold money, the more valuable it becomes over time. So the younger you are, the more ability you have to hold money longer term.
Revolutions just spread blood. Evolution - this is something that changes in the long term. Because history is long term. But today, we don't talk about history. The past is two weeks ago, and the future is two weeks after.
There is plenty of blame to go around for the U.S. housing bubble, but not much of it belongs to Fannie Mae and Freddie Mac. The two giant housing-finance institutions made many mistakes over the decades, some of them real whoppers, but causing house prices to soar and then crater during the past decade weren't among them.
The notion of saving the planet has nothing to do with intellectual honesty or science. The fact is that the planet was here long before us and will be here long after us. The planet is running fine. What people are talking about is saving themselves and saving their middle-class lifestyles and saving their cash flow.
During two decades, on and off, reporting in Russia and the post-Soviet states - in the turbulent '90s, the wealthy but depressing aughts and, finally, during the eruption of violence in Ukraine - I occasionally heard people talk about how 'the Americans' wanted this or that political outcome.
The book that convinced me I wanted to be a writer was 'Crime and Punishment'. I put the thing down after reading it in a fever over two or three days... I said, 'If this is what a book can be, then that is what I want to do.'
In the finance world, we used to spend all of our time looking backwards, reporting on what happened. Can I book it? What are the numbers? Now it's about looking into the future. It's about planning and integration. The role of finance is now that of a partner in the business.
There are some words that once spoken will split the world in two. There would be the life before you breathed them and then the altered life after they'd been said. They take a long time to find, words like that. They make you hesitate. Choose with care. Hold on to them unspoken for as long as you can just so your world will stay intact.
A successful television series can chain you to a schedule of long hours and can put your personal life on hold. But after it is all over, if you survive, then anything is possible.
Oh, Callie-mine," Anne said, her voice taking on a tone she'd used when Callie was a little girl and crying over some injustice, "your white knight, he will come." One side of Callie's mouth kicked up in a wry smile. Anne had said those words countless times over the last two decades. "Forgive me, Anne, but I'm not so certain that he will." Oh, he will," Anne said firmly. "And when you least expect." I find I'm rather tired of waiting." Callie laughed half-heartedly. "Which is probably why I've turned my attentions to such a dark knight.
Stephen King told me a long time ago, when he gave me some advice about the movies. He said to take the money up front and expect it to be something different than the book and if you don't like that don't deal with Hollywood. But if you take the money, shut up and don't criticize the film because you sold it. The movie doesn't change a word of the book.
Keep yourself motivated. You've got to be motivated, you've got to wake up every day and understand what that day is about; you've got to have personal goals - short term goals, intermediate goals, and long term goals. Be flexible in getting to those goals, but if you do not have goals, you will not achieve them.
'The September Issue' is really a film about Anna Wintour's relationship with long time 'Vogue' Creative Director Grace Coddington. The two of them have been working together for two decades, and the extraordinary symbiosis between them has left an indelible mark on the fashion industry.
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