A Quote by John Gerzema

A German firm called Friendsurance relies on people forming their own groups, which apply peer pressure to keep claims and costs lower. The result is refunded premiums for customers and profit for the company.
Throughout the history of the Internet, most of the innovation has come as a by-product of efforts to facilitate communication within social groups of various kinds (academics, bloggers, peer-to-peer file sharing), rather than as the result of profit-oriented investment. Rather than taking the lead, the business and government sectors have adopted innovations developed in Internet communities, and realised significant productivity gains as a result.
You can lower premiums in a variety of ways, but one way to lower premiums is to just give people lousy coverage.
We know that Congress must find ways to reduce the cost of health insurance, including premiums and out-of-pocket costs, as well as to lower the actual costs of health care.
Skunk works differed from advanced research groups in that they were more than just product development groups. They had direct interaction with customers and controlled a sales channel which allowed them to negotiate their own deals with customers.
The principles Donald Trump is focused on are exactly the right principles: more choice, more competition, lower costs, lower premiums.
Ultimately peer pressure can lead people to bully, but peer pressure can also say bullying is not acceptable.
Ultimately, there is no entity called 'government'; there are only people forming themselves into groups called 'governments' and acting in a 'governmental' manner.
A tremendous amount of the entrepreneurial initiative, if you want to call it that, comes from the dynamic state sector on which most of the economy relies to socialize costs and risks and privatize eventual profit. And that's achieved by, if you like, advertising.
At a European auto show, I had someone from a German car company come up to me and say the Karma should cost $125,000, not $87,900, but our development process lets us lower the costs. I guarantee it's profitable.
I've been an entrepreneur since I was 18. I started a company with a bunch of buddies that got funded in my senior year, and that's when I finished school. It was called Scour, a peer-to-peer service, file-sharing.
I dismiss personal profit and focus exclusively on people and planet. That's what I call social business: a nondividend company dedicated to solving human problems. You can go all the way, forgetting about personal profit, being single-minded about solving problems. The company makes profit, but profit stays with the company.
Getting high off life is more than enough, and peer pressure ain't peer pressure when a boy is tough.
We must advocate for policies that stabilize our health care markets, lower premiums and drug costs, protect Medicare and address Nevada's physician residency shortage.
As a small-business owner who kept costs low and health care premiums flat for 10 years in my company, I know firsthand that transparency is the trick to reducing the skyrocketing health care costs that are burdening patients, employers, and our state, local, and federal governments.
We know that we are often judged by the company we keep. We know how influential classmates, friends, and other peer groups can be. If any of our companions are prone to be unrighteous in their living, we are better off seeking new associations immediately.
People just don't realize how much peer pressure, the desire for peer acclamation, influences them.
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