A Quote by John Niven

I go to the Caribbean for a month every January with hand baggage only. All you need is a passport and a credit card.

John Niven

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Baggage Card Caribbean Credit Credit Card Every Go Hand January Month Need Only Passport

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John Niven
Scottish - Author

If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job - and it's not just losing your job; you could be in a car accident, get sick - continue to pay the minimum on your credit card every month. Everything beyond that needs to go to establish an emergency fund. And if you have an emergency fund saved, then fund your retirement account before paying down credit card debt.

Suze Orman

If you pay your credit card off every month, get a rewards card. One that gives you airline miles or that will give you 1 percent cash back at least on every purchase.

Aaron Patzer

Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down.

Suze Orman

If you decide you need a secured card, use it to charge small items every month, then pay the balance off in full. If your credit score improves, and the bank doesn't offer to upgrade your card within 12 to 18 months, give them a call. If they refuse, try another lender.

Jean Chatzky

I'm the worst customer for a credit card company because I always pay my balance off every month.

Katie Melua

Lots of people go mad in January. Not as many as in May, of course. Nor June. But January is your third most common month for madness.

Karen Joy Fowler

I try to use my debit card rather than a credit card, but I will use a credit card for big purchases because I bank with Coutts and I get points.

Sean Pertwee

January. It was all things. And it was one thing, like a solid door. Its cold sealed the city in a gray capsule. January was moments, and January was a year. January rained the moments down, and froze them in her memory: [...]Every human action seemed to yield a magic. January was a two-faced month, jangling like jester's bells, crackling like snow crust, pure as any beginning, grim as an old man, mysteriously familiar yet unknown, like a word one can almost but not quite define.

Patricia Highsmith

But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you're in a financial position to just methodically pay off both credit card and student loans, pay them all.

Suze Orman

I like it when you buy something and pay with a credit card, they put your credit card on the receipt, but only the last four numbers. Aha! I'm really good at guessing twelve numbers. I can't guess 16 numbers, so thanks for the assistance!

Mitch Hedberg

In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift... I can't show up at this party and not have something for everybody.

Suze Orman

You don't build wealth with credit card rewards and airline miles. You can't beat the credit card companies at their own game.

Dave Ramsey

I was feeling very irritable. It was that difficult time of the month when the credit card statement arrives.

Julie Walters

If you have credit card debt and credit card companies continue to close down the cards, what are you going to do? What are you going to do if they raise your interest rates to 32 percent? That's five times higher than what your kid is going to pay in interest on a student loan. Get rid of your credit card debt.

Suze Orman

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.

Suze Orman

A Quote by John Niven

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