A Quote by Justin Welby
I happen to know a bit about banking.
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I'm not against banking. Banking allowed our modern society to happen, it is essential. It connects the work through finance, so banking is good.
I only know one thing: Everything I learned about the banking business, I learned in the banking towers of the Societe.
Managing and moving your money should be a right, not a privilege. This isn't about banking the unbanked. It's about re-imagining what consumer retail banking can be.
Moving from corporate banking to retail banking to international banking to supervisory roles has meant completely reinventing myself.
I think the more you have a generalist perspective, I think sometimes the more you can kind of see through the forest and the trees. And when it gets a little bit cloudy, you know, have some sense of, "Well, maybe this might happen or maybe that might happen." So I really am a big believer in liberal arts education. I think it's better - particularly in these kind of uncertain times - to know a little bit about a lot of things as opposed to being expert in one thing.
Innovation has stalled in the banking industry. While the rest of the world is in the digital age, banking remains stagnant. We are here to change this and bring banking to the 21st century. We will ensure our customers feel involved in the progress of this bank and are offering them a truly enjoyable banking experience – different from anything they have experienced before.
Most people who work with me can tell you I'm a bit of a pessimist about business stuff. Not because I don't believe in what I'm doing, I just don't like feeling presumptuous. Like, 'This is what's going to happen!' Honestly, I don't know what will happen.
Well what would happen is that if Greece defaulted and couldn't pay its debts, all the Greek bonds that are held in other banking systems across Western Europe would suddenly have no value. You could as a knock-on effect create a banking crisis in Western Europe.
Italy spills over to everything. Italy is a huge banking system. It has been the major banking system in Eastern Europe. It's worked with Austria's banking system. There's all sorts of interplays there. So it's not the PIIGS one should worry about. Germany hasn't even begun falling yet. And when Germany falls, and it will, that's when the panic begins to set in.
It just brings a different element to the table when you're wrestling with a guy as a partner because you don't know what's going to happen. When you have just a regular women's match or regular men's match you know they're going to fight. When there's a little bit of a mixture, you never know what's going to happen, and I think it's a lot of fun.
In the U.S. more than any other place, the banking system is insane. Millions of Americans lost their houses. Because of what? Because of the banking system. This American banking system is also coming to Europe. We can say today that the banks and high financiers run the world.
Repeal the entire Banking Act of 1933, and Austrian School economists will cheer, especially if the current system were replaced by a 100%-reserve competitive banking with no central bank. That banking reform would give us a sound money system, meaning no more business cycle, bailouts, or inflation.
If they come after me and my bowling you get a bit down. But when I am fielding I think about it and there are worse things that can happen. I take in the atmosphere a bit and think this is not too bad.
Obviously, death is ahead of me. I don't look forward to dying one little bit. But, you know, I simply don't worry about it because it's going to happen to me as it does to anybody.
If I'm reading something I happen to know and gets it wrong, I just don't trust the book any more. What I ask of a novel I'm reading is that it should know a fraction more about the things I know than I do. When I'm writing...I ask myself: would I be convinced by this if I read it? If I knocked against this bit of scenery, would it feel solid?
I think creative people need to do a bit of, you know, tuning into every radio station - you just do, otherwise you don't know much about other people. You kind of have to learn a bit about yourself so you can work out how we all behave and why we do the things we do.
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