A Quote by Karl Lauterbach
The U.S. has a system that does have a poor cost-benefit ratio. I mean, 40 million people lack insurance; another 30 million or so are underinsured. The people who are insured do have to worry whether they are able to pay the bills. People become bankrupt because they cannot pay the medical bills, and there are vast differences in the quality of care depending on how much you are prepared and able to pay. I think the system is not working well.
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In Germany it's impossible to go bankrupt for medical bills, because even if you are bankrupt, ... the social solidarity system pays for your medical bills. The idea is, if you do have financial problems and a lot of worries for other reasons, you do not need to have another burden in not being able to pay medical bills.
I think people are fed up with struggling to make ends meet. It's so easy to find yourself in a position of not being able to pay the bills for most Americans when we're watching the cost of housing and child care and health insurance skyrocket without an increase in wage.
When you pay a hospital bill, you're really paying two hospital bills - one bill for you because you have a job and/or insurance and can pay the hospital. and another bill, which is tacked onto your bill, to cover the medical expenses of someone who doesn't have a job and/or insurance and can't pay the hospital.
I spent money, and I kept thinking, 'I get one more movie and I'll wipe these bills out,' but that movie never came. That black pride, I said, 'Man, I'm going to hang in there, I'm going to pay these bills.' So you owe a million dollars. 'I can pay that.' OK, fines, fees, now you owe two and a half million. 'But I didn't do nothin'!'
Elected officials want to paint everyone with a broad brush. What they don't get is that everyone pays bills. Liberal activists pay bills. Conservative activists pay bills. Independents pay bills.
You got to pick one - pay your medical bills or pay the mortgage. Most people can't do both, and I'm no different.
When you have a pile of bills that you have no idea how you are going to pay, you cannot focus on the bills, because you will continue to attract more bills. You have to find a way that works for you to focus on prosperity, despite the bills around you.
I think people forget that when people lose Medicaid coverage, they still show up at the hospital when they have a chronic illness or a traumatic impact on their health. And those bills are paid by the hospital who then passes those costs on. They do not have a magic fairy paying the bills for people who show up without insurance. Those bills are passed on to all the people in our country that do have insurance. That's why this bill is not going to break the cycle of higher premiums - because we're going to have fewer people insured.
People just want to see something happen that is positive for them in their lives. If you're struggling to pay your student-loan debts, or if you've got a kid trying to go to college and don't think you're going to be able to afford it, it really matters whether you get help or not. If you don't have health care or you have insurance but the insurance company won't pay for what your doctor says you need, then what's the point of people arguing in Washington? Why don't you give me some help to fix this problem? I will work with anybody if I think we can actually produce results for people.
Work does have some value and some dignity, but I don't think working 14 hours and not being able to pay your bills, or working two jobs and not being able - there's nothing inherently dignified about that.
I've been able to pay the bills. I've been able to pay off my student loans. I was a homeowner before anything happened in the larger public eye.
Why is it that private insurance companies are not in trouble because people are getting older? Aren't they subject to the same demographics? The difference is that they've accumulated a fund, not a pay-in, pay-out system.
I got sick, hospitalized, had no insurance. And the money I had saved for our honeymoon went to pay medical bills. So I had been in the position of not having insurance when I needed health care.
When Donald Trump talks about the rigged, corrupt system, remember, he's standing up for the forgotten man and the forgotten woman. This is not about him. This is about the people. This is about folks who are white-knuckled at the end of each month trying to pay the bills. This is about the people who feel like their pressing their nose against the glass of the rigged system and can't get in, they're just watching everybody else benefit.
When you say the tax system benefits the rich, there are a lot of people who respond, "That can't be true, look at the rate of tax. The people who are rich pay a higher rate than you or I." Well, yeah, but if you don't have to pay taxes on a lot of your income, then your real tax rate is a lot lower. And if you're allowed to pay your taxes thirty years from now instead of today then you're a lot better off. People need to have a sophisticated understanding of how the system works to appreciate that the posted tax rate really has very little to do with the taxes people pay.
If you're able to pay your bills, you pay your bills. It's as simple as that.
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