A Quote by Melinda Gates
We look in our own backyard and say, 'How do we help at-risk families, at risk youth? How do we think through some of the problems affecting the Pacific Northwest and make some change there?'
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Some of the most interesting research that I did was about risk assessment and how ordinary citizens like me handle risk assessment and how irregular our risk assessments are.
Risk managers and investment bankers and actually, all kinds of investors took on more risk than they expected. So there was a failure of risk management. There was a failure to recognize how much risk there was in some of these securities that people bought.
Climate change that is occurring right now is causing so much suffering all around the world. Whether it's adding 30 million people to the "at risk of starvation" list in 2008, whether it's the floods in Pakistan, or entire cultures at risk of disappearing, or desertification in Africa - all these things that are currently being caused by climate change. I think it's something that a lot of people want to figure out: how to make the shift, how to help. It seems like such an overwhelming problem.
Nobody can quantify for you what's the impact of eating fiber every day, for instance. We can say we think it's good. But some people might say 'Oh, it reduces your risk of colon cancer by 20%, some people might say it reduces your risk by 25%.'
We regard using [a stock's] volatility as a measure of risk is nuts. Risk to us is 1) the risk of permanent loss of capital, or 2) the risk of inadequate return. Some great businesses have very volatile returns - for example, See's [a candy company owned by Berkshire] usually loses money in two quarters of each year - and some terrible businesses can have steady results.
Managing risk is a key variable, frankly, all aspects of life, business is just one of them, and one of the things that most people do in terms of managing risk, that's actually bad thinking, is they think they can manage risk to zero. Everything has some risk to it. You know, you drive your car down the street, a drunk driver may hit you. So what you're doing is you're actually trying to get to an acceptable level of risk.
My thesis topic was 'The value of a human life.' I asked people a question: 'Suppose you had some risk, a one in a thousand risk of dying - how much would you pay to eliminate it?'
The financial hardships caused by COVID-19 puts some renters and homeowners at risk of becoming homeless, which could mean greater risk of contracting and spreading the coronavirus for families.
This is how a man looks when he's deciding that the risk of death is better than the risk of change.
All through time in Apple products, even from our very first ones, that's how he [Steve Jobs] looked at the world, that you don't really want a piece of technology, a certain type of chip. What you want is a solution to a problem in life, some cause, some issue that you want in your life that'll help you. And it's how do you make that almost one step - say it and it happens.
Do you think the people who were trying to reach to the Everest were not full of doubts? For a hundred years, how many people tried and how many people lost their lives? Do you know how many people never came back? But, still, people come from all over the world, risking, knowing they may never return. For them it is worth it - because in the very risk something is born inside of them: the center. It is born only in the risk. That's the beauty of risk, the gift of risk.
There are some people who come to me for some illumination on their problems. I guess they feel I'm writing about some of the things they themselves are going through. But I don't usually have much help to give - there isn't much you can say to someone in the midst of their own crises.
Changing quadrants is often a change at the core of who you are, how you think, and how you look at the world. The change is easier for some people than for others simply because some people welcome change and others fight it.
If we leave the European Union it's a risk to our economy - it's a risk to pensioners, it's a risk to homeowners, it's a risk to people in work.
I always think of the Pacific Northwest as giant trees and rain and clouds and dampness, like the Native American art from that area. That all says Pacific Northwest to me. Salmon. It really only exists on the Western side of the Cascades.
The risk of working with people you don't respect; the risk of working for a company whose values are incosistent with your own; the risk of compromising what's important; the risk of doing something that fails to express-or even contradicts--who you are. And then there is the most dangerous risk of all--the risk of spending your life not doing what you want on the bet that you can buy yourself the freedom to do it later.
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