A Quote by Michelle Obama
Believe it or not, when we were first married, our combined monthly student loan bills were actually higher than our mortgage.
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The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.
Both HUD and the Department of Justice began bringing lawsuits against mortgage bankers when a higher percentage of minority applicants than white applicants were turned down for mortgage loans. A substantial majority of both black and white mortgage loan applicants had their loans approved but a statistical difference was enough to get a bank sued.
We must fundamentally restructure our student loan program. It makes no sense that students and their parents are forced to pay interest rates for higher education loans that are much higher than they pay for car loans or housing mortgages.
As our nation's student debt crisis has reached a breaking point, we've been hearing lots of talk about student loan forgiveness. It's taken me 20 years to forgive myself for my loan - and just as long to pay it off.
In June 2005, mortgage rates were at 40-year lows, and risk premiums on mortgage securities were at all-time lows. Once the banks migrated to the subprime area, there was little else that could be done to send housing prices higher.
We're improving and taking our levels of customer satisfaction higher and higher....Our customers are happier than they were before.
Sometimes you have to wonder if there isn't an ejector seat built into having a popular-music career. We were lucky when we started. We were already old when we started - you could have described our first album as "aging Brooklyn guys." We were in our late 20s. We weren't octogenarians, but a lot of bands were already younger than us. Fortunately, we've held on to our manly good looks.
We were in the position after our sextuplets were born that we could not pay our bills. We did the show to provide a better life for them.
From the first days of my career as an entrepreneur, I have always used my own and my team's lack of experience to our advantage. In fact, at our first venture, Student magazine, we used our newcomer status to secure great interviews and generate publicity - people were excited about our new project and wanted to get involved. Our inexperience fed our restless enthusiasm for trying new things, which became part of our core mission.
Our rooms were bugged, our phones were tapped, and our lawyer's rooms were broken into and their files stolen. We finally had to hire armed guards with pistols to be able to maintain our records. It was hard to believe we weren't in Russia.
Happiness is not like we were walking around fingering razor blades or anything like that. But it just sort of seems as if - we sort of knew how happy our parents were, and we would compare our lives with our parents and see that, at least on the surface or according to the criteria that the culture lays down for a successful, happy life, we were actually doing better than a lot of them were.
Didn't we all have dreams when we were young? But the reality of making a living took over when we had to pay our bills, rent our apartments, raise our families, and take care of others. We sacrificed our dreams, repressed them, or delegated them to the background until they were so far away that we forgot they ever existed.
We will not, on the altar of money, mortgage our conscience, mortgage our faith, mortgage our salvation.
I was a first-generation college student as well as the first in our family to be born in America - my parents were born in Cuba - and we didn't yet know that families were supposed to leave pretty much right after they unloaded your stuff from the car.
At one point people in al Qaeda were actually drawing monthly paychecks when they were based in Sudan.
When men and women across the country reported how happy they felt, researchers found that jugglers were happier than others. By and large, the more roles, the greater the happiness. Parents were happier than nonparents, and workers were happier than nonworkers. Married people were much happier than unmarried people. Married people were generally at the top of the emotional totem pole.
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