A Quote by Paul Harvey
When your outgo exceeds your income, the upshot may be your downfall.
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You become financially free when your passive income exceeds your expenses.
May your stuffing be tasty May your turkey plump, May your potatoes and gravy Have nary a lump. May your yams be delicious And your pies take the prize, And may your Thanksgiving dinner Stay off your thighs!
May God guide you on this path. May you understand that you are blessed children and you have a job to do. May you know in your heart that God belongs to you always, within and without. May your sorrows never touch your tomorrow, may your blessings be for all, may your happiness be shared, and may your smiles give hope to others.
The truth is, if you are a woman saving 10% of your income for retirement, and you put it in the bank account, your chances of retiring well - living on 90% of your pre-retirement income for your full life - is 0%.
You can survive your income falling if it's not dramatic. Your income can decrease for a long time before you start living beyond your means.
Encouragement to others is something everyone can give. Somebody needs what you have to give. It may not be your money; it may be your time. It may be your listening ear. It may be your arms to encourage. It may be your smile to uplift. Who knows?
If your employer pays your health insurance, that's not counted as income to you. And any economist would say that's your income, because they'd pay a higher wage if they didn't take it. That's a huge loss to the Treasury.
What starting your company means: you will lose your stable income, your right to apply for a leave of absence, and your right to get a bonus. However, it also means your income will no longer be limited, you will use your time more effectively, and you will no longer need to beg for favours from people anymore.
Your income is a direct reward for the quality and quantity of the services you render to your world. Whatever field you are in, if you want to double your income, you simply have to double the quality and quantity of what you do for that income. Or you have to change activities and occupations so that what you are doing is worth twice as much.
Focus on all four of your net worth factors: increasing your income, increasing your savings, increasing your investment returns, and decreasing your cost of living by simplifying your lifestyle.
It must be emphasized that as a father, you are always teaching. For good or ill your family learns your ways, your beliefs, your heart, your ideas, your concerns. Your children may or may not choose to follow you, but the example you give is the greatest light you hold before your children, and you are accountable for that light.
Remember life insurance is intended as income replacement to help dependents and or/spouse pay for things that your income would have covered. When you get to the point that you're dependents (Your kids mostly) aren't dependent on your income, you could reduce the amount of life insurance you are carrying.
I ... express a wish that you may, in your generation, be fit to compare to a candle; that you may, like it, shine as lights to those about you; that, in all your actions, you may justify the beauty of the taper by making your deeds honourable and effectual in the discharge of your duty to your fellow-men.
Your income reflects your self-identity. Your impact reveals your personal story.
There are not schizophrenics. There are people with schizophrenia and these people may be your spouse, they may be your child, they may be your neighbor, they may be your friend, they may be your coworker.
Get a notebook, my young folks, a journal that will last through all time, and maybe the angels may quote from it for eternity. Begin today and write in it your goings and comings, your deepest thoughts, your achievements and your failures, your associations and your triumphs, your impressions and your testimonies.
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