A Quote by Richard Cordray

Reasonable regulations are essential to protect consumers from harmful practices and ensure that consumer financial markets operate in a fair, transparent, competitive manner.
Our financial markets work best when they are competitive, fair, and transparent.
It is the duty of Congress to ensure our lead regulations are up to date and consistent with modern detection methods so that we can better protect children from the harmful consequences of exposure.
Light touch regulation means that we create broad regulatory frameworks that can protect consumers to ensure an overall competitive marketplace.
The bottom line is the best consumer protections are competitive, innovative markets that are transparent. Now, they need to be vigorously policed for force and fraud, but the agencies that do that need to be accountable.
It has been an incredibly rewarding experience to work with so many dedicated SEC staff who strive every day to protect investors and ensure our markets operate with integrity.
I support safeguarding users' personally identifiable information and sensitive data like health or financial records. I also believe the government has a responsibility to punish deceptive and unfair practices that defy reasonable expectations about consumers' privacy.
It is not true at all that a free market will ensure a democracy. It doesn't. There must be a balance between a free market and some regulations which are essential in order to safeguard the interests of consumers and of people in general.
The development of the food industry for both domestic and export markets relies on a regulatory framework that both protects the consumer and assures fair trading practices in food.
The Federal Reserve has a responsibility to ensure the safety and soundness of financial institutions and to contain systemic risks in financial markets.
Electric service providers in Missouri have warned that the EPA's so-called Clean Power Plan will raise energy costs for Missourians, reduce jobs, and hurt our state's economic competitiveness. As a member of the Senate Appropriations Committee, I've fought hard to ensure provisions that would defund this harmful power grab were included in the final appropriations bill. I also support legislation to block this harmful rule and protect workers and families from the damaging effects of the Obama Administration's executive overreach and costly energy regulations.
I think that whenever businesses harm the economy, harm workers, harm consumers, or undermine human rights in any way, then it is the role of the government to make sure that they don't do that and to make sure that markets are fair and they operate properly.
The broken consumer credit market had to be repaired by making sure that consumers had the right information and could use it effectively. That meant consolidating the bloated patchwork of ineffective agencies and regulations so that a single agency could act as a voice for consumers.
Consumer sales depend on the habits and behaviors of consumers, and those who manipulate consumer markets cannot but address behavior and attitude. That is presumably the object of the multibillion-dollar global advertising industry. Tea drinkers are improbable prospects for Coke sales.
To get our economy back on track and keep it functioning properly without the problems of our financial institutions, we need reasonable regulations that will protect Main Street while at the same time allow Wall Street to do what it does best - make money for American investors.
The generally accepted theory is that financial markets tend towards equilibrium, and...discount the future correctly. I operate using a different theory, according to which financial markets cannot possibly discount the future correctly because the do not merely discount the future; they help to shape it.
I had always been interested in markets - specifically, the theory that in financial markets, goods will trade at a fair value only when everyone has access to the same information.
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