A Quote by Richard Thaler

Every American worker should be able to save for retirement via payroll deductions. — © Richard Thaler
Every American worker should be able to save for retirement via payroll deductions.
We must ensure that every worker has healthcare and is able to save for their retirement. We must ensure that our workers have safe and health working conditions.
Payroll savings plans are vital because they are essentially the only way that middle-class Americans reliably save for retirement.
Better world. Better life for everybody, every worker. Poor kids oughta be able to go anyplace their brains will take them. Not where Daddy or Mommy's pocketbooks can send them. Everybody oughta have health care, everybody oughta have some retirement security, every American. Every one. Everybody oughta have a decent good job. That's what I believe in, and that's what I fight every day to try to achieve.
I favor every worker having access to a retirement savings account, and there are various options for doing this. I do support states implementing their own plans, and I expect them to play an important role in increasing retirement savings for young professionals especially.
A budget should be judged by whether it creates a foundation for the success of American working families striving to buy a house, or to send their kids to college, or to save a little for retirement and, if they're lucky, a vacation.
There is nothing but a lack of social vision to prevent us from paying an adequate wage to every American citizen whether he be a hospital worker, laundry worker, maid or day laborer
Our government makes the simple promise of a secure retirement to every American who works for many years and contributes to our retirement benefit system.
Americans should be able to enjoy a secure retirement after a lifetime of hard work. But too many Americans reach retirement without enough savings to supplement their Social Security benefits.
I actually once sat at the back of a payroll class in America - just me and 40 women! And I'm sitting back there, learning payroll, because I want to understand it. So that when I talk to people about payroll I know what they're talking about. And I set up and managed and ran a full payroll system myself.
You still need to save but being debt-free in retirement is and should be a goal.
If you're willing to put in the work, the idea is that you should be able to raise a family and own a home, not go bankrupt because you got sick, 'cause you've got some health insurance that helps you deal with those difficult times; that you can send your kids to college; that you can put some money away for retirement. That's all most people want. Folks don't have unrealistic ambitions. They do believe that if they work hard, they should be able to achieve that small measure of an American dream.
The highest-income Americans don't need tax-free health insurance, mortgage interest deductions or deferred taxation on retirement funds.
With money we really fool ourselves. We are our biggest enemies with money and there are some things we can do about it. Automatic deductions are a wonderful thing. But ideally, you should wait until the end of the month, you can see how much extra money you had, and you should put that in your savings account. We don't do that too well, and if we did that, we would never save. So, what we do, is we take money out of our pocket into the saving account at the beginning of the month, take it outside of our control and as a consequence, we spend less and we save more.
If you're not putting enough away for emergencies or retirement, making commitments in advance, such as signing up for payroll withholding, can help.
Privatizing Social Security doesn't make sense, and it's out of step with the fundamental value of ensuring that after a life spent working hard and contributing to the greatness of our nation, every American should have a secure retirement.
You know, in the beginning when your first payroll comes up and you have to borrow money to meet the payroll, you lose sleep the night before, and you say to yourself real fast, 'Well, maybe I should keep working a couple more years. It's sobering.
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