A Quote by Sayed Kashua
The truth is, I never travel without cash. I always take a few tens with me in case of an emergency. There's never been an emergency, and in time, I realized that Americans don't want to touch customers' dirty bills. They also don't want to touch your credit card: you have to put it through the machine yourself, with your own fingers.
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If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job - and it's not just losing your job; you could be in a car accident, get sick - continue to pay the minimum on your credit card every month. Everything beyond that needs to go to establish an emergency fund. And if you have an emergency fund saved, then fund your retirement account before paying down credit card debt.
Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.
Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.
When I was little, whenever I got out of the shower, I never wanted to touch the floor because once you touch the floor, your feet are dirty again. So in the shower, I used to put my socks on already without drying them off.
You stick a credit card in a machine, and you pay $3 or whatever it is to get cash - your own money.
I want to be the friend you fall hopelessly in love with. The one you take into your arms and into your bed and into the private world you keep trapped in your head. I want to be that kind of friend. The one who will memorize the things you say as well as the shape of your lips when you say them. I want to know every curve, every freckle, every shiver of your body. I want to know where to touch you, I want to know how to touch you. I want to know convince you to design a smile just for me. Yes, I do want to be your friend. I want to be your best friend in the entire world.
If you have loans, the first thing you want to do is say, "Okay, look I have a credit card, if I really need to borrow, I have this emergency money that I can get, but for now there is no reason for me to keep cash at zero percent interest rate and at the same time, pay all of this money out. So, I think people need to figure out quickly how to pay loans and how much cash they should really keep.
Here, when I say I never want to be without you,
somewhere else I am saying
I never want to be without you again. And when I touch you
in each of the places we meet,
in all of the lives we are, it's with hands that are dying
and resurrected.
When I don't touch you it's a mistake in any life,
in each place and forever
Do you want to see what human eyes have never seen? Look at the moon. Do you want to hear what ears have never heard? Listen to the bird's cry. Do you want to touch what hands have never touched? Touch the earth. Verily I say that God is about to create the world.
If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do.
To me, the definition of focus is knowing exactly where you want to be today, next week, next month, next year, then never deviating from your plan. Once you can see, touch and feel your objective, all you have to do is pull back and put all your strength behind it, and you'll hit your target every time.
The way I lived, I grew up in a time where people would take your shoes, they'll take your jacket, they'll take your cheese without a gun. So people would jump on you - this was like fourteen, fifteen years old. So it always taught me that you gotta have your crew, in some ways you gotta move, don't put your self in harm's way, and definitely if you're a street dude and want any kind off credibility, don't put yourself under the mercy of anybody else, or you'll be at their mercy; they can do what they want to do to you.
If you want to "get in touch with your feelings," fine, talk to yourself. We all do. But if you want to communicate with another thinking human being, get in touch with your thoughts. Put them in order, give them a purpose, use them to persuade, to instruct, to discover, to seduce. The secret way to do this is to write it down, and then cut out the confusing parts.
I'm always on the road, and I drive rental cars. Sometimes I don't know what's going on with the car, and I'll drive for ten miles with the emergency brake on. That doesn't say a lot for me, but it doesn't say a lot for the emergency brake. What kind of emergency is this? I need to not stop now. It's not really an emergency brake, it's an emergency make-the-car-smell-funny lever.
There are two things that you need to save for. First, you need an emergency cushion of no fewer than six months of living expenses. This needs to be cash in a liquid account where you can get at it in - yes - an emergency if you need it. In other words, money markets, not CDs. You also need to save for your future: that means retirement.
I want to be able to touch people's heart through my music. I want to bring a smile on every face. In my own humble, small way, I want to touch lives.
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