Every time I see a doctor, get a CT scan, receive chemotherapy or pick up a prescription, insurance covers only part of the transaction - and there's always a bill on top of it.
I wonder why you can always read a doctor's bill and you can never read his prescription.
When you're asked to have a CT scan or a nuclear scan, do you know how much radiation that involves? How many of those sorts of scans have you already had? Is it necessary? Is there an alternative? I don't think many people know about that.
I went to see my doctor... Doctor Vidi-boom-ba. Yeah...I told him once, "Doctor, every morning when I get up and look in the mirror I feel like throwing up. What's wrong with me?" He said, "I don't know, but your eyesight is perfect."
People tell you you're having chemotherapy, but there are different types of chemotherapy, and you don't know which one you're going to get and how it's going to affect you. The people in the hospitals don't always have time to help you understand it.
I'm still very connected to my family, to the world I grew up in. I understand what it means to be afraid that you can't pay a doctor's bill. Or to have to make the choice between buying a band uniform for a seventh-grader and making the insurance payment on time. That will never leave me. It was how I lived until I was well into my adult years.
The first of the month falls every month, too, North or South. And them white folks who sends bills never forgets to send them-the phone bill, the furniture bill, the water bill, the gas bill, insurance, house rent.
There's a lot of players who you can pick up some stuff from, not just only full-backs or defenders. Even training with the top players every week you can get good things from all of them.
The premise of insurance is to spread the risk. It's the premise of homeowner's insurance, of car insurance, and of health insurance. It's one reason why it's important to have insurance when you're healthy, so that when you get sick, you won't go sign up just when you get sick, because that increases the cost for everyone.
Insurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses.
When you pay a hospital bill, you're really paying two hospital bills - one bill for you because you have a job and/or insurance and can pay the hospital. and another bill, which is tacked onto your bill, to cover the medical expenses of someone who doesn't have a job and/or insurance and can't pay the hospital.
I grew up on antibiotics. Every ailment - sore throats, earaches, flus - warranted a trip to the doctor and in most cases some kind of prescription.
One of the things I'm always reminded of when I'm back on stage is how much you have to be aware of and in control of. There is no tight shot. There is no 'we're only shoulders-up this time.' No, from the top of your head to your pinky toe, you're telegraphing part of the story the entire time you're up there.
If I had been under ObamaCare, and a beaurocrat had been trying to tell me when I could get that CT scan, that would have delayed my treatment. I was able to get the treatment as fast as I could based upon my timetable, and not the government's timetable. That's what saved my life.
What specialists try to do is get at least three imaging processes that are totally different from each other. Then you can run these through a computer program and make a composite image. In one scenario you suspect a brain tumor, so you image the brain tumor with PET scans, MRIs, and CT scans and create a 3D model. The doctor opens up the skull to excise the cancer, but they can't see anything. Do you cut out what's supposed to be in that spot or not? The current story is yes, you believe the images over what you see with your eyes.
Right now in the insurance markets, we have sort of a disaster unfolding, a downward spiral, adverse selection, premiums in the individual market going through the roof. People can't afford insurance and insurance companies are losing hundreds of millions of dollars. If you repeal part of Obamacare to get rid of the individual mandate but keep some of the ideas, that people can still buy insurance after they're sick, the situation gets extraordinarily worse. And so what we're seeing now could be tenfold greater if you only repeal part of Obamacare.
I think plans failing is a really interesting question. I've been on a long journey. I'm 54 now and that's seriously old. I hope I still have heaps of years to go. Every day there's new success and some failures. But believe you me you can always get better - but things don't always go how you'd expect all the time. What you have to do is pick yourself up and keep going. That's part of life.