A Quote by Suze Orman
Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.
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The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.
A lack of desire is something I've never experienced. I'd have to be on my deathbed before I stopped wanting-- no, never mind, I was on my deathbed in the not-too-distant past, and even then I had the devil's own itch for my wife." -Sebastian, Lord St. Vincent
You may loan your last dollar to a friend; but never loan him your axe, unless you are certain that he knows how to use it.
Once upon a time, if you were going to get a loan from me, I would have had to look at your file, and I would have to make a decision about whether youre going to get a loan. Maybe we would meet and talk about it. There would be some level of human involvement and human interaction. Now, a lot of this is determined by an algorithm.
No loan is free. The costs are in your loan somewhere, maybe rolled into the amount to be refinanced or even coming at a higher interest rate.
What happens once you get a felony conviction? Now you are entering this American caste system where you can't get a job, you can't get a loan, you can't get a Pell grant, you can't get public housing.
You want to go to your deathbed saying, 'I didn't sell out.' But it's a tough business to keep to what you believe in and get through and do well.
Weekend planning is a prime time to apply the Deathbed Priority Test: On your deathbed, will you wish you'd spent more prime weekend hours grocery shopping or walking in the woods with your kids?
See where Congress passed a two billion dollar bill to relieve bankers' mistakes. You can always count on us helping those who have lost part of their fortune, but our whole history records nary a case where the loan was for the man who had absolutely nothing. Our theory is to help only those who can get along, even if they don't get a loan.
I never get discouraged about anything. If I got discouraged I wouldn't keep giving out the script then the movie wouldn't be made. The biggest thing about movie industry is to never get discouraged because once you get discouraged you lose interest. You'll stop being successful in something you love doing. If you get discouraged in things and not even want to finish or do them, then why even bother starting?
I ain't never loan friends money; I give it to 'em and I don't expect to get it back. Even when he says, "I'll pay you back," I never expect it. If he gives it back, then hey, that's a feather in his cap, but I don't expect to get it back.
Whatever you lend let it be your money, and not your name. Money you may get again, and, if not, you may contrive to do without it; name once lost you cannot get again, and, if you cannot contrive to do without it, you had better never have been born.
You can refi your car loan just like you can refi your mortgage. It's even easier and less expensive. There's no appraisal process, and fees are minimal for a new car title. A couple of caveats: Most lenders require that the car be less than five years old and have a minimum loan balance of $7,500.
I am fundamentally happy. Everyone has experiences that makes them cynical, jaded or unhappy - you just have to fight those things off. I have totally emotional days when I cry and get insecure. PMS weirded out, doomed and tragic. I mean, I'm definitely not just a lollipop, happy in the wind girl. I'm human just like everyone else, but I think that it would be tragic to be on your deathbed and think, 'I could've I should've.' That gets me out of bed everyday. I can't even last like an hour in bed in the morning. I have to get out there and live.
If your appraisal comes back too low - you don't have at least 10% equity for a conforming loan or 20% for a jumbo loan - you might not be able to refinance at all, at least with a loan that's packaged and sold to Fannie Mae and Freddie Mac. That means you may have to pay a much higher rate.
I would like to think that monogamy works: that once you make that vow, that decision in your life to stay committed, you actually get to keep that promise; you get to keep that commitment. I think that once you start to lose that, once you start to wonder, even emotionally - especially emotionally - your relationship is bound to get lost.
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