A Quote by Suze Orman
Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy.
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Remember life insurance is intended as income replacement to help dependents and or/spouse pay for things that your income would have covered. When you get to the point that you're dependents (Your kids mostly) aren't dependent on your income, you could reduce the amount of life insurance you are carrying.
I say to the grown-ups, 'If you want to deny evolution and live in your world that's completely inconsistent with everything we've observed in the universe that's fine. But don't make your kids do it.'
Your greatest asset is your paycheck. Disability insurance protects you and your family if you are unable to work by providing income which will help pay your bills and take care of your family. It's just as important as life insurance.
Many kids come out of college, they have a credit card and a diploma. They don't know how to buy a house or a car or health insurance or life insurance. They do not know basic microeconomics.
What was once a tiny seed of belief for me has grown into the tree of life, so if your faith is a little tested in this or any season, I invite you to lean on mine. I know this work is God’s very truth, and I know that only at our peril would we allow doubt or devils to sway us from its path. Hope on. Journey on. Honestly acknowledge your questions and your concerns, but first and forever fan the flame of your faith, because all things are possible to them that believe.
Insurance is meant for extraordinary circumstances. You don't use car insurance to pay for oil changes or gasoline; you have it as protection in case you have a terrible accident or your car is stolen. You don't use homeowners' insurance to pay your electricity and water bills; you have it as protection in case a fire or other catastrophic event produces a large expense. Obviously, any insurance policy that promises to cover every small, ordinary expense is going to be much more expensive than one that covers only extraordinary expenses.
Under the Healthy Americans Act, you're in charge of your health care - not your employer. If you lose your job, change jobs or just can't find a job, your health insurance is guaranteed to stick with you.
Your wedding completely changes the direction of your life, you know, no matter how greatly you desire it. I think that moment of doubt and faintness comes from all those imagined and now impossible futures all pressing in on you at once. It is your last chance to experience them, you see, and they all want to be lived at that moment.
I haven't touched meat or anything like that in over six years. You know what's pretty trippy, once I stopped, I didn't get sick from that point on. I'll get a light cold once in a while, but ever since that, I've just been completely on my toes and it helps for surfing too, to stay light on your toes and be healthy.
I read once, somewhere, that the way you know you've grown up is when your future death becomes a stone in your shoe: when you feel it with every step.
We now know that Mr. Obama lied to the American people with his pledge 'If you like your health insurance, you can keep your health insurance.'
Privacy is relational. It depends on the audience. You don't want your employer to know you're job hunting. You don't spill all about your love life to your mom or your kids. You don't tell trade secrets to your rivals.
Your insurance broker has your telephone number, but your insurance broker doesn't have your Facebook ID. I think they are very different modes of communication. Commingling them can come with risk and peril.
The key to life is your attitude. Whether you're single or married or have kids or don't have kids, it's how you look at your life, what you make of it. It's about making the best of your life wherever you are in life.
Well, I'm telling them two things. One is that, look, this is going to be something when the American people realize - once it's passed - that, A, it does take care of preexisting conditions; B, you're insurance rates aren't going to skyrocket; C, the insurance companies aren't going to be running the show like they were before; D, you're going to be in a position where you can keep your insurance that you have. That once the American public realizes that, you're going to get a reward for this. They're going to be rewarded.
Once you finish paying for college you could reduce your life insurance.
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