A Quote by Walter Bagehot

Every banker knows that if he has to prove that he is worthy of credit, however good may be his arguments, in fact his credit is gone: but what we have requires no proof.
If you have to prove you are worthy of credit, your credit is already gone.
If there is any kind of animal which is female and has no male separate from it, it is possible that this may generate a young one from itself. No instance of this worthy of any credit has been observed up to the present at any rate, but one case in the class of fishes makes us hesitate. No male of the so-called erythrinus has ever yet been seen, but females, and specimens full of roe, have been seen. Of this, however, we have as yet no proof worthy of credit.
There is a strange idea aboard, held by all monetary cranks, that credit is something a banker gives to a man. Credit, on the contrary, is something a man already has. He has it, perhaps, because he already has marketable assets of a greater cash value than the loan for which he is asking. Or he has it because his character and past record have earned it. He brings it into the bank with him. That is why the banker makes him the loan.
The mathematician requires tact and good taste at every step of his work, and he has to learn to trust to his own instinct to distinguish between what is really worthy of his efforts and what is not...
Marco Rubio has a disaster on his finances. He has a disaster on his credit cards. When you check his credit cards, take a look at what he`s done with the Republican Party when he had access, what he had to put back in, and whether or not something should have happened, you`ll understand it.
The most important thing in all this world is that I know that I existed in the preexistence as a spirit child of my Heavenly Father; that I am here in mortality as part of his great plan for me in order that I may prove my worthiness to him by constantly making the proper choices between good and evil; and that if I prove myself worthy I will return to his presence.
We think that we are generous because we credit our neighbor with those virtues that are likely to benefit ourselves. We praise the banker that we may overdraw our account, and find good qualities in the highwayman in the hope that he may spare our pockets.
Every central banker in the world pays attention to credit growth, but not in the U.S.
Because the American credit reporting system relies on both good and bad reports of creditworthiness, a consumer must have some kind of credit - not just the absence of bad credit.
I think his greatest fault is his failure to accord credit to anyone for what he may have done. This is a great weakness in any man.
A man who knows the world will not only make the most of everything he does know, but of many things he does not know, and will gain more credit by his adroit mode of hiding his ignorance than the pedant by his awkward attempt to exhibit his erudition.
Take comfort, and recollect however little you and I may know, God knows; He knows Himself and you and me and all things; and His mercy is over all His works.
The enemy uses all his power to lead the Christian, and above all the minister, to neglect prayer. He knows that however admirable the sermon may be, however attractive the service, however faithful the pastoral visitation, none of these things can damage him or his kingdom if prayer is neglected.
The leader is a teacher who succeeds without taking credit. And, because credit is not taken, credit is received.
Silence is one great art of conversation. He is not a fool who knows when to hold his tongue; and a person may gain credit for sense, eloquence, wit, who merely says nothing to lessen the opinion which others have of these qualities in themselves.
As every writer has his use, every writer ought to have his patrons; and since no man, however high he may now stand, can be certain that he shall not be soon thrown down from his elevation by criticism or caprice, the common interest of learning requires that her sons should cease from intestine hostilities, and, instead of sacrificing each other to malice and contempt, endeavour to avert persecution from the meanest of their fraternity.
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