A Quote by Wilbur Ross

There isn't a bank in the world that could withstand a run. They all borrow short and lend long, regardless of what they say. — © Wilbur Ross
There isn't a bank in the world that could withstand a run. They all borrow short and lend long, regardless of what they say.
An idealist believes the short run doesn't count. A cynic believes the long run doesn't matter. A realist believes that what is done or left undone in the short run determines the long run.
Lend.” “Lend?” Raquel asked. “Yes, as in, lend me your self.” He shimmered into Raquel again. “Why not Borrow?” I asked. “Better yet, Steal?
If two parties, instead of being a bank and an individual, were an individual and an individual, they could not inflate the circulating medium by a loan transaction, for the simple reason that the lender could not lend what he didn't have, as banks can do. Only commercial banks and trust companies can lend money that they manufacture by lending it.
The problems of 2008 were never cured. The Federal Reserve's solution to the crisis was to lend the economy enough money to borrow its way out of debt. It thought that if it could subsidize banks lending homeowners enough money to buy houses from people who are defaulting, then the bank balance sheets would end up okay.
Why borrow if you are not in need of it? You must lend feet to the maximum of your bed only, and not to borrow except in the case of necessity.
It is no wonder that bank capital is regulated. When borrowing and lending is profitable, it is tempting for banks to scale up their operations and to borrow and lend too much in relation to their capital, in effect reducing the effectiveness of the potential capital cushion.
You can go to the bank and borrow money, but you can't go to the bank and borrow a Super Bowl ring. The ring is like a crown.
Trees and clean energy [are] the long-run solution but we have no time to wait for the long run. We need a short-run solution now, and one that encourages and facilitates the transition to the long-run solution.
You don't happen to have a thousand dollars I can borrow?" "I don't have five you can borrow. My piggy bank is officialy anorexic.
The volume of credit depends upon three factors: the desire to borrow, the ability to lend and the desire to lend.
The surest way to identify those who won't succeed at weight loss is that they tend to say things like "My goal is to lose ten pounds." Weight targets often work in the short run. But if you need willpower to keep the weight off, you're doomed in the long run. The only way to succeed in the long run is by using a system that bypasses your need for willpower.
It is a very good world to live in, To lend or to spend, or to live in; but to beg or to borrow, or to get a man's own, It is the very worst world that ever was known.
In the long run, nothing can withstand reason and experience, and the contradiction religion offers to both is palpable.
What's fascinating . . .is that you could now have a business that might have been selling for $10 billion where the business itself could probably not have borrowed even $100 million. But the owners of that business, because its public, could borrow many billions of dollars on their little pieces of paper- because they had these market valuations. But as a private business, the company itself couldn't borrow even 1/20th of what the individuals could borrow.
In the long run, the oppressor is also a victim. In the short run (and so far, human history has consisted only of short runs), the victims, themselves desperate and tainted with the culture that oppresses them, turn on other victims.
And so it can be very much in the interest of bank A to sell-short bank B shares, or buy CDSes on bank B, because they have exposure to bank B. It's the responsible thing to do as a fiduciary, and yet if everyone does it at the same time, it's destabilizing because everyone is selling.
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