A Quote by William H. Calvin
Climate change has a very high procrastination penalty that just grows with each passing year of inaction - rather like what happens if you don't pay off your credit card. But for climate, there is no such thing as a fresh start from bankruptcy.
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But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you're in a financial position to just methodically pay off both credit card and student loans, pay them all.
And so it's no surprise that people who object to the death penalty on pure moral grounds also think it has no deterrent effect, and people who like the death penalty on grounds of retribution tend to think it has deterrent effects. They like that, and they believe that. I think with climate change we're seeing very much the same thing where those who deny climate change, they don't like that, and they don't believe it.
I think climate change is probably the most extreme, and it's been going on for years because it's very difficult to talk about a planetary issue like climate change and to get people who live within four-year electoral cycles to actually pay attention to something that you predict is happening way in the future.
he card companies will often, as a courtesy, honor that credit card, but hit you with a penalty. And you keep swiping your card for $3 at Starbucks for your latté, and you're getting hit with a $25 penalty because it's over your credit limit.
Despite the international scientific community's consensus on climate change, a small number of critics continue to deny that climate change exists or that humans are causing it. Widely known as climate change "skeptics" or "deniers," these individuals are generally not climate scientists and do not debate the science with the climate scientists.
Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down.
There's real economic costs to climate change - So, Superstorm Sandy led to billions of dollars in damages. The fires out in the west, 70 million dollars a day are being spent in fighting fires that have clearly been exacerbated by drought and climate change. So, people have pointed out the true dollars and cents cost of inaction on climate change.
Maybe you'll take the cash out. So a credit card company or a bank that goes into the business of saying we're going to be the broker, we're going to sell you a mortgage that you're going to be able to pay off, we're going to help you reduce your credit card debt, we're going to help you save for retirement, we're going to put you into mutual funds that have low fees rather than high fees.
The question is not, "Is climate change happening?" Nor is the question, "Is climate change man-made?" Rather, we need to realize it?s already here, and start asking, "What are we going to do about it?"
Our analysis shows that, for the extreme hot weather of the recent past, there is virtually no explanation other than climate change. The deadly European heat wave of 2003, the fiery Russian heat wave of 2010 and catastrophic droughts in Texas and Oklahoma last year [2011] can each be attributed to climate change. The odds that natural variability created these extremes are minuscule, vanishingly small. To count on those odds would be like quitting your job and playing the lottery every morning to pay the bills.
The effects of climate change are real and only getting worse. I would like to build on the promises of the Paris Climate Agreement and make our country a global leader on the fight against climate change.
We see something change in our climate and we blame ourselves ... I don't think we understand what happens. We can watch it happen on the (climate) models, we know it happens, but we don't know for sure how it happens.
Sure there's a percentage of people who are like, "It snowed in May. I don't believe in climate change." Well, that's crazy, but that's always gonna be the case. I suppose if climate change happens much faster than even the dire experts predict, then I suppose opinions will change.
Unfortunately, there's a big, bad new bully threatening ocean animals, climate change. We might save fish only to have them starve because of climate change. It seems like the problems just won't stop. That's what got me to quit my cushy University job and take a big pay cut to work on conservation.
This is not rocket science - climate science is very simple. A 12-year-old could probably understand this subject [of climate change].
I happen to believe that one of the great crises facing the planet is climate change. Donald Trump happens not to think that climate change is real. Hillary Clinton takes it seriously.
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