A Quote by William J. Bernstein
The key aspect of an index fund is that many of them, not all of them, but many of them are extremely cheap.
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Experience conclusively shows that index-fund buyers are likely to obtain results exceeding those of the typical fund manager, whose large advisory fees and substantial portfolio turnover tend to reduce investment yields. Many people will find the guarantee of playing the stock-market game at par every round a very attractive one. The index fund is a sensible, serviceable method for obtaining the market's rate of return with absolutely no effort and minimal expense.
Many of the greatest black athletes of all time played baseball for no money and no recognition. I'm just sorry many major league fans never got to see them play, because many of them were awesome.
This means that we have barely disembarked into life, that we've only just now been born, let's not fill our mouths with so many uncertain names, with so many sad labels, with so many pompous letters, with so much yours and mine, with so much signing of papers. I intend to confuse things, to unite them, make them new-born intermingle them, undress them, until the light of the world has the unity of the ocean, a generous wholeness, a fragrance alive and crackling.
There's a common problem: if a kid is not good at exams, they often think they are not skilled. Yet many of them do have the skills employers are looking for - but often we don't show them that, or teach them how to develop them, or celebrate them.
I have three tank tops which I wrung terribly, fixed them many times. I had people rip them in the ring and swear at them, and I'd fix them.
Liberals, many of them, not all of them, but many of them are obsessed with race. They see everything through a filter of race.
I want to warn potential victims. Many of them are women, and many of them are battered women. It's a cause for me. When I look back, though, so many of the books I've written are about wives who just couldn't get away.
I would like to make sure, first of all, that our women in the informal sector - I mean, these are the farmers and the traders; many of them are not educated, many of them lacking literacy - be able to give them better working conditions. And we've done a lot to be able to achieve that.
Diseases crucify the soul of man, attenuate our bodies, dry them, wither them, rivel them up like old apples, make them as so many Anatomies.
Out of all the climbers of this generation, I was the one who became known to the larger public. Many of them - not all of them, but many of them - understood they had only one chance to use me for their personal gain. And it's very easy to use me.
I think there is something exhilarating in flying amongst clouds, and always get a feeling of wanting to pit my aeroplane against them, charge at them, climb over them to show them you have them beat, circle round them, and generally play with them; but clouds can on occasion hold their own against the aviator, and many a pilot has found himself emerging from a cloud not on a level keel.
The kind of loving women and men have in them and the ways it comes out from them makes for them the bottom nature in them, gives to them their kind of thinking, makes the character they have all their living in them, makes them then their kind of women and men and there are always many millions made of each kind of them.
There are so many designers that I love, and I'm so lucky that I get to work with so many of them and sometimes spend time with them.
I don't read my books, I write them. Once I've finished the many years it usually takes me to write them, I can't bear to read them, because I've spent too long with them already. I'm not advertising them very well, am I?
There are many images which I miss on purpose. I've done too many of them before and photographing them again doesn't change the world, or me.
There are so many people who are interested in classical music. Fortunately, I think many of them are quite young, so it's wonderful to present new programs to them.
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