A Quote by James Taylor

People should watch out for three things: avoid a major addiction, don't get so deeply into debt that it controls your life, and don't start a family before you're ready to settle down.
My major regret in life is not going to university, though not for the qualification I would have gained. People I know who went there have a working method where they sit down and get something done; they know how to start and get on with things. I will do anything to avoid getting on with stuff.
Men don't settle down because of the right woman. They settle down because they are finally ready for it. Whatever woman they're dating when they get ready is the one they settle down with, not necessarily the best one or the prettiest, just the one who happened to be on hand when the time got to be right. Unromantic, but still true.
I worry about fast forgivers. They tend to forgive quickly in order to avoid their pain. Or they forgive fast in order to get an advantage over the people they forgive. And their instant forgiving only makes things worse... People who have been wronged badly and wounded deeply should give themselves time and space before they forgive... There is a right moment to forgive. We cannot predict it in advance; we can only get ourselves ready for it when it arrives... Don't do it quickly, but don't wait too long.
Let us avoid debt as we would avoid a plague; where we are now in debt, let us get out of debt; if not today...tomorrow.
If someone puts up the argument that King Louis gave the Romagna to Pope Alexander, and the kingdom of Naples to Spain, in order to avoid a war, I would answer as I did before: that you should never let things get out of hand in order to avoid war. You don't avoid such a war, you merely postpone it, to your own disadvantage.
Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down.
If you want to concentrate deeply on some problem, and especially some piece of writing or paper-work, you should acquire a cat. Alone with the cat in the room where you work ... the cat will invariably get up on your desk and settle placidly under the desk lamp ... The cat will settle down and be serene, with a serenity that passes all understanding.
Goals work. Pick one debt, and then put every dime into paying down that one debt. Once that debt is paid off, start paying down the next debt. Pretty soon it's time to move from paying debt to building savings.
What you need to do is get that tape measure out, and start measuring that gut. Then you start working out and you start eating properly till that gut gets down close to it was when you were in your 20's. Then you'll find out what your weight should be.
Debt settlement companies work as a middleman between you and your creditor. If all goes well (and that's a big if), you should be able to settle your debts for cents on the dollar. You'll also pay a fee to the debt settlement company, usually either a percentage of the total debt you have or a percentage of the total amount forgiven.
The United States should.... avoid unilateral export controls and controls on technology widely available in world markets. Unilateral controls penalize U.S. exporters without advancing U.S. national security or foreign policy interests.
The start of the New Year is a perfect time to start a stop doing list and to make this the cornerstone of your New Year resolutions, be it for your company, your family or yourself. It also is a perfect time to clarify your three circles, mirroring at a personal level the three questions... 1) What are you deeply passionate about? 2) What are you are genetically encoded for - what activities do you feel just "made to do"? 3) What makes economic sense - what can you make a living at?
The day it comes out, there's already things that you start to go, 'Oh, I should have done that a little differently.' You start to make a list in your head. I actually write things down -- what I'm going to do next time.
I have three kids. Now they're all grown up, but when they were little, every time I would start a new project, they would say, 'So dad, are you making a movie we can watch or one we cannot watch?' That's the kind of stuff they would ask. People around me - family and friends - usually know when to watch and when not to watch.
It's very interesting, if you look at a study that was done by the Brookings Institute back in 2009, they determined that if Americans do three things, they can avoid poverty. Three things. Work, graduate from high school, and get married before you have children.
Sit down and get out a piece of paper and start making lists. Ask yourself, are you in harmony with the things in your life? Are you adopting superficial values? Are you giving your being enough room? Are you doing new and creative things?
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