A Quote by Jane Bryant Quinn
Life insurance can be numbingly complicated. Clients often turn off their brains and surrender their judgment to the very agent or planner who brought on their coma in the first place.
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Health insurance, which is exceedingly difficult to secure as an individual in New York. Obamacare, while certainly better than nothing, is pretty awful, and if you have a complicated health history, as I do, you need premium insurance, which means private insurance. The challenge, though, is finding a company that will give you the privilege of paying up to $1,400 a month for it. When I didn't have a job, I spent more time thinking about insurance - not just paying for it, but securing it in the first place - than I wanted to.
The chief beneficiary of life insurance policies for young, single people is the life insurance agent.
Kant regards the universalizability test for maxims as focused on a very special sort of situation: one where the agent is tempted to make an exception to a recognized duty out of self-preference. The universalizability test is supposed help the agent to see, in a particular case of moral judgment, that self-preference is not a satisfactory reason for exempting yourself from a duty you recognize. Kant thinks, as a matter of human nature, that this situation arises often enough and that we need a canon of judgment to guard against it.
I often find myself listening to the 'Shipping Forecast' on Radio 4. At first, I am usually wondering what time it is, but then, because often I'm on the other side of the bed and I can't be bothered to turn it off, I just listen and it becomes very relaxing.
It makes me ill how callously people talk about ripping their clients off I don’t know of any illegal behavior, but will people push the envelope and pitch lucrative and complicated products to clients even if they are not the simplest investments or the ones most directly aligned with the client’s goals? Absolutely. Every day, in fact.
The basic premise of insurance is the pooling of funds from many to cover the costs of some. There are complicated methods for how to do this, but one fact remains consistent: For insurance to work well, people need to be in and stay in the insurance pool.
Perhaps the most important job of a financial advisor is to get their clients in the right place on the efficient frontier in their portfolios. But their No. 2 job, a very close second, is to create portfolios that their clients are comfortable with. Advisors can create the best portfolios in the world, but they won't really matter if the clients don't stay in them.
I was fresh off the boat from Romania, and one of my clients was the agent to all of the '90s supermodels: Gail Elliott, Naomi Campbell, Stephanie Seymour, Cindy Crawford. I had no idea who these girls were! They were so gorgeous, absolutely the most beautiful women I have ever seen in my life.
Life is very complicated. I look to collaborate with artistic people and to go into an endeavor without judgment and to hopefully be treated with the same.
I had panels - roundtables in the district - and the stories that were told are really difficult to accept. People who have diabetes who can't get insurance because of a preexisting condition; others who were laid off and the have no place to turn.
Get an agent. Seriously, submitting stuff unagented means it will end up on the slush pile. An agent is the first quality filter, and a good agent is worth his or her weight in gold, as they'll often know the editors on a personal level and will be able to talk to them directly about the project.
Too often, clients want us to give them a one-size-fits-all crisis management plan from off the shelf. Some of our competitors do this because it's fast and cheap. They build a plan once and keep using the same plan over and over with other clients.
Corporations are the only reason the tax code is so complicated in the first place. Those off-shore loopholes didn't get carved out by poor people.
People need to laugh and turn their brains off.
God is there only if you surrender. Surrender makes anything God. Surrender give you the eyes, and everything that is brought to these eyes becomes Divine.
Countries can be redeemed. Entire cultures can be brought to "salvation". The land itself can be healed. ... And such miraculous change is brought about by one primary avenue: God working through the market place. ... The primary means to true revival, though, takes place first in the market place.
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