A Quote by Pete Gallego
Sequestration will make it extremely challenging - and in many cases impossible - for employees to meet their mortgage payments, pay their healthcare expenses, plan for retirement, or help their children attend college. To be blunt, these families are at risk.
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Your employer is the last person you should want to provide for your healthcare, from a privacy, financial, and value standpoint. Employees with families should get the family, meaning spouses and children, off the company plan. In most cases, that will save them money.
Too many American families go bankrupt from healthcare expenses, and low wage workers have to hold two or three jobs just to make ends meet, which leaves many young children without any hope of having a pre-K education - the most important start to a good education and a path out of poverty.
Companies have told us that they have employees who are near retirement age. We created a $5 billion reinsurance pool to help them bear the cost of those employees on the brink of retirement.
Healthcare expenses often wipe out families.
My plan includes Dependent Care Savings Accounts to encourage savings and help families meet their needs for caring for both children and elders.
Especially if you're over 40, shortening the term of your loan to pay it off sooner could make you mortgage-free in retirement.
Success is one thing you can't pay for. You buy it on the installment plan and make payments everyday.
I want to make college debt-free and for families making less than $125,000, you will not get a tuition bill from a public college or university if the plan that I worked on with Bernie Sanders is enacted.
The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.
Some good employers provide people benefits. Many do not. The ones that do not tend to be the low end of the pay scale. This program will give those employers a way to support their employees. The employees will get this benefit, making it more likely that their employee will come back to them - that's a benefit for the employer over the long term and a benefit for the employee and all the while supporting families in their time of need.
Working for company X and having a substantial portion of your retirement plan in company X is simply exposing yourself to too much risk, because the company is both your employer and the source of your retirement income. So if something goes wrong, you lose both your job and your retirement plan.
Higher wages for American workers are not just good for American families, they are good for our economy. I will keep fighting for a raise for hard working Americans so our families can afford housing, help their children get a quality education, and secure a good retirement.
The key to a vibrant middle class is an abundance of jobs that pay enough so that workers can provide for themselves and their families, enjoy leisure time, save for retirement and pay for their children's education so they can grow up and earn even more than their parents.
Riskier mortgage lending practices, imposed by government, were what set the stage for many mortgage payments to stop and thus for the financial disasters that followed. Political rhetoric, echoed in the media, seeks to obscure that painfully plain fact.
At their core, Americans all want the same basic things: a quality education for their children, a good job so they can provide for their families, healthcare and affordable prescription drugs, security during retirement, a strongly equipped military and national security.
The work-life balance is a harsh reality for so many women, who are forced every day to make impossible choices. Do they take their kids to the doctor...and risk getting fired? Do they work weekends so they can afford to send their kids to better childcare...even though it means even less time with their families? Do they take another shift at work, so they can pay for piano lessons for their kids...even though it means they have to stop volunteering for the PTA? It just shouldn't be this difficult to raise healthy families.
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