Top 64 Borrowers Quotes & Sayings

Subprime mortgages, typically defined as those issued to borrowers with low credit scores, make up roughly the riskiest one-third of all mortgages.

I mean your borrowers of books - those mutilators of collections, spoilers of the symmetry of shelves, and creators of odd volumes.

For such kind of borrowing as this, if it be not bettered by the borrowers, among good authors is accounted Plagiarè.

The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes.

We need a system that provides mortgage credit in good times and bad to a broad range of creditworthy borrowers.

Beware leverage in all its forms. Borrowers - individual, corporate, or government - should always match fund their liabilities against the duration of their assets. Borrowers must always remember that capital markets can be extremely fickle, and that it is never safe to assume a maturing loan can be rolled over. Even if you are unleveraged, the leverage employed by others can drive dramatic price and valuation swings; sudden unavailability of leverage in the economy may trigger an economic downturn.

Conservatives may believe that impoverished borrowers destroyed Wall Street. But we liberals will not fool ourselves that stupid bankers sank conservatism for good.

When bond prices fall, interest rates soar, with painful consequences for all borrowers.

You want to evaluate future borrowers, but in order to train an algorithm that will help you identify future defaults, you have to train it and evaluate it on past data.

The Chinese want to have their cake and eat it too. They want to have 'developing nation' status and are out there as one of the biggest borrowers on the planet from the World Bank while simultaneously trying to play the part of a grown up on the world stage.

Borrowers will default. Markets will collapse. Gold (the ultimate form of safe money) will skyrocket.

No gentleman can be without three copies of a book: one for show, one for use, and one for borrowers.

Substantive and procedural law benefits and protects landlords over tenants, creditors over debtors, lenders over borrowers, and the poor are seldom among the favored parties.

Lenders look at potential borrowers from many angles before extending credit: How much of its income will a household need to put into debt repayment? How large is the down payment? Does the borrower have a job with a stable income? What is the borrower's credit score?

The borrowers of America and all the world turn to New York....It is to the quotations on the New York Stock Exchange that men of affairs from Penobscot to Honolulu turn each morning to find how beats the pulse of prosperity and enterprise.

Trailer home borrowers, mostly near the bottom of the economic ladder, often default on their loans.

Microfinance initiatives are very high-touch models. The loan officer meets with local groups of borrowers every week, they share tips and techniques. There's a lot of training and learning that goes on, which adds to the cost of the model.

The student-loan crisis has an underappreciated emotional valence too: The debt makes people miserable. In one survey, more than half of borrowers said that they have experienced depression because of their debt. Nine in 10 reported experiencing anxiety.

The Treasury plan is a disgrace: a bailout of reckless bankers, lenders and investors that provides little direct debt relief to borrowers and financially stressed households and that will come at a very high cost to the US taxpayer. And the plan does nothing to resolve the severe stress in money markets and interbank markets that are now close to a systemic meltdown.

More than a quarter of mortgage borrowers are underwater, and 11 percent of all homes are vacant.

'The Borrowers' is the story of tiny people who live beneath the floorboards of houses and borrow from the occupants. I may have tried to pull up a plank or two because of it.

I had begun to worry about the housing market back in 2003, when lenders first resurrected interest-only mortgages, loosening their credit standards to generate a greater volume of loans. Throughout 2004, I had watched as these mortgages were offered to more and more subprime borrowers - those with the weakest credit.

When borrowers anticipate that politicians might cancel their loans, they stop paying.

We used to be hunter-gatherers, now we're shopper-borrowers.

Some borrowers are pretty damn good at fraud.

What you want to watch are the lenders, not the borrowers. The borrowers will always be willing to take a great deal for themselves. It's up to the lenders to show restraint, and when they lose it, watch out.

While payday loans are often the only source of credit for low-income Americans, these lenders are notorious for predatory practices that cause borrowers to fall deeper into debt.

Too often, borrowers who need quick cash end up trapped in loans they can't afford.

Banks need to continue to lend to creditworthy borrowers to earn a profit and remain strong.

The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow.

In surveys, many borrowers say reverse mortgages have improved their lives and provided money they needed for retirement.

Life is unnecessarily long. Moments of insight, of fine personal relation, a smile, a glance,--what ample borrowers of eternity they are!

Quantitatve easing is NOT going away. Every major country is running a deficit. If they are all net borrowers then who is the lender? The central banks. For this reason – QE is not going away for a long time.

The borrowers will always be willing to take a great deal for themselves. It’s up to the lenders to show restraint, and when they lose it, watch out.

My investigation found Sallie Mae put student borrowers into expensive subprime loans that it knew were going to fail.

Soon we saw that money going to women brought much more benefit to the family than money going to the men. So we changed our policy and gave a high priority to women. As a result, now 96% of our four million borrowers in Grameen Bank are women.

Because reverse mortgages do not require borrowers to make immediate repayments, the interest charges are added to the debt every day, and the total amount owed grows over time.

Sure, we loaned money to build hotels and casinos in Las Vegas. So what? Las Vegas borrowers were good customers.

Home purchases that are very highly leveraged or unaffordable subject the borrower and lender to a great deal of risk. Moreover, even in a strong economy, unforeseen life events and risks in local real estate markets make highly leveraged borrowers vulnerable.

I have children, and this notion - that there might be a single book that introduces children to literature - terrifies me. But you could do worse than Mary Norton's 'The Borrowers.' I loved it as a kid, and my kids love it, too.

As borrowers, we may feel guilty about running up debt, anxious about making payments, and resentful of the constraints that old obligations (and old credit records) impose on our current choices. We may find it too easy to buy things we may later regret.

I was a kid who loved to read. I read everything I could get my hands on. I didn't have one favorite book. I had lots of favorite books: 'The Borrowers' by Mary Norton, 'Paddington' by Michael Bond, 'A Little Princess' by Frances Hodgson Burnett, 'Stuart Little' by EB White, 'A Cricket in Times Square,' all the Beverly Cleary books.

Once again, the 90/10 rule of money applies - 10% of the borrowers in the world use debt to get richer - 90% use debt to get poorer.

We are renters and borrowers and, in the end, only thieves.

When I was nine, 'The Borrowers' was such a big series for me!

Human beans are for Borrowers—like bread’s for butter!

Great collections of books are subject to certain accidents besides the damp, the worms, and the rats; one not less common is that of the borrowers, not to say a word of the purloiners

Ultimately, the success of America's market economy depends on trust. This includes trust between buyers and sellers, between lenders and borrowers, and between investors and the companies in which they invest.

The Interest Rate Reduction Act takes a first step toward providing critical stability by eliminating the threat of an immediate interest rate increase, while making clear the need to move toward a long-term solution that serves the best interests of taxpayers and borrowers.

We must remember that nothing in this world really belongs to us. At best, we are merely borrowers.

We are very much engaged across the government, very much engaged in streamlining and simplifying our activities with borrowers and lenders, because that saves time and saves costs and we believe we can do that while maintaining the same or increased levels of oversight and risk management.

It seems to me that a market exchange rate which is not artificially controlled by central banks enables one to balance the interests of different market players - exporters and importers, investors, borrowers, lenders.

Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in their home for a number of years.

Navient's actions have led to student borrowers needlessly carrying billions of dollars in debt, and the company must be held accountable.

What the mortgage bubble was all about was big banks like Goldman Sachs taking big bundles of subprime mortgages that were lent out largely to low-income, highly risky borrowers, and applying this kind of magic-pixie-dust math to these bundles of securities and slapping AAA ratings on them.

Take the whole range of imaginative literature, and we are all wholesale borrowers. In every matter that relates to invention, to use, or beauty or form, we are borrowers.

Navient/Sallie Mae treated student loan borrowers unfairly from start to finish.

As the run-by-capital society of producers turned since into the run-by-capital society of consumers, I would say that the main, indeed "meta", function of the governments has become now to assure that it is the meetings between commodities and the consumers, and credit issuers and the borrowers, that regularly take place.

Borrowers are nearly always ill-spenders, and it is with lent money that all evil is mainly done and all unjust war protracted.

While conventional wisdom has traditionally sided against borrowing from retirement savings, sentiment has shifted toward borrowing from one's own assets with the realization that other forms of credit come at a much higher cost and often are not even available to borrowers with limited means and urgent needs.