A Quote by Alexa Von Tobel
Without any formal personal finance education or trustworthy resources to tell them otherwise, the majority of people in the 18-to-24-year-old age bracket do not know how to use credit effectively, tackle debt or make wise decisions when it comes to spending.
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Without any formal personal finance instruction in our high school or college curricula, many college seniors who graduate in the red will continue to make common financial mistakes that only exacerbate their debt burdens.
If the US Government was a family—they would be making $58,000 a year, spending $75,000 a year, & are $327,000 in credit card debt. They are currently proposing BIG spending cuts to reduce their spending to $72,000 a year. These are the actual proportions of the federal budget & debt, reduced to a level that we can understand.
The truth is, part of me is every age. I’m a three-year-old, I’m a five-year-old, I’m a thirty-seven-year-old, I’m a fifty-year-old. I’ve been through all of them, and I know what it’s like. I delight in being a child when it’s appropriate to be a child. I delight in being a wise old man when it’s appropriate to be a wise old man. Think of all I can be! I am every age, up to my own.
Make this the year you tackle that credit card debt once and for all.
There's also consumer debt, the credit card debt that burdens many of the working families in America. Yes, we talk about national debt, and we're paying a lot down. But you're fixing to hear me tell you part of the remedy for people who have got a lot of credit card debt is to make sure people get some of their own money back.
Matthijs is very mature for his age: he has the physique of a 24-year-old. He is also strong with both feet, has an extremely good range of passing, can head the ball, scores goals, and is a real leader at the back already at the age of 18.
I'm not in the teenybopper bracket, and I'm not in the 30-plus bracket. The fan response has been really widespread, age-wise.
I'll say - I have four kids! I married a woman when I was 24 years old. She was 13 years my senior. She had been married twice before. I adopted them. I was 24 and had a 17-year-old son instantly, an 11-year-old daughter, a 5-year-old, and a child on the way. So I had to learn how to become a parent very quickly.
We feel led to caution . . . against forming the bad habit of incurring debt and taking upon themselves obligations which frequently burden them heavier than they can bear, and lead to the loss of their homes and other possessions. We know it is the fashion of the age to use credit to the utmost limit. . . . We, therefore, repeat our counsel . . . to shun debt. Be content with moderate gains, and be not misled by illusory hopes of acquiring wealth. . . . Let our children also be taught habits of economy, and not to indulge in tastes which they cannot gratify without running into debt.
Personal growth and professional development require mostly being treated like an adult, which is pretty much the opposite of what happens in most workplaces. People need to be able to make decisions. To do that effectively, they need information and training in how to use it.
If you can make finance more functional, make it a tiny percent better, you create a great deal of resources, which you can use for other things like education and healthcare.
We know a way now to make use of democracy, and we know how to change the attitude of people towards government, but yet the majority of people are without vision. We who have prevision must lead them and guide them into the right way if we want to escape the confusions of Western democracy and not follow in the tracks of the West.
Avoid debt that doesn’t pay you. Make it a rule that you never use debt that won’t make you money. I borrowed money for a car only because I knew it could increase my income. Rich people use debt to leverage investments and grow cash flows. Poor people use debt to buy things that make rich people richer.
Cities need old buildings so badly it is probably impossible for vigorous streets and districts to grow without them.... for really new ideas of any kind--no matter how ultimately profitable or otherwise successful some of them might prove to be--there is no leeway for such chancy trial, error and experimentation in the high-overhead economy of new construction. Old ideas can sometimes use new buildings. New ideas must use old buildings.
I am not a preacher. I don't want to stand on a soapbox and tell people, "Don't drink. Don't use drugs." With my kids, I say "Don't drink. Don't do drugs." But when they turn 21, they can drink. I hope they never use drugs, but people make their own decisions. When they're old enough, they are going to have the chance to make their own decisions. I just hope I have given them enough love and support, and the ability to come and talk to me if they need to.
True conservation provides for wise use by the general public. The American people do not want our resources preserved for the exclusive use of the wealthy. These land and water resources belong to the people, and people of all income levels should have easy access to them.
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