A Quote by Alexa Von Tobel
Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.
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Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts.
Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It's a trap for the rest of your life because the laws are designed so that you can't get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.
Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It’s a trap for the rest of your life because the laws are designed so that you can’t get out of it. If a business, say, gets in too much debt it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy.
I don't think I've ever tried to be something that I'm not. People do that for you. People try to pigeonhole you. People tried typecasting me, before they even saw me in anything else. I've never understood that. I was like, "Why don't you wait until my next project, before you start telling my what my career is going to look like, for the next 10 years?" I've never let it set me back because I always knew the world would try to do that for me, anyway.
During my last year of college, I maxed out what small available credit I had after declaring bankruptcy in my mid-20s to pay medical bills.
The Bankruptcy Reform Act of 2005 made it harder for individuals to file bankruptcy, which is always the last resort. Unfortunately, simultaneously consumers racked up so much debt that counseling companies - which are higher up on my list if you need help managing your debt - are sometimes unable to help. So if you fall into this camp, debt settlement may be something to consider.
I can't think of another enterprise other than being a homeowner that can't have its debt restructured in bankruptcy. Corporations can but a homeowner can't? Now with securitization the homeowner can't go to the owner of the loan and work things out.
Bankruptcy is like losing your virginity. It doesn't hurt the next time.
You settled a debt instead of paying in full will stay on your credit report for as long as the individual accounts are reported, which is typically seven years from the date that the account was settled. Unlike with bankruptcy, there isn't a separate line on your credit report dedicated to debt settlement, so each account settled will be listed as a charge-off.
Look at a child and realize that their future is in your hands. It's not just those who will be here fifty years from now. The decisions we make in the next ten years will shape the next 10,000 years.
In 1997, the National Bankruptcy Review Commission recommended that chapter 12 of the Federal Bankruptcy Code, the chapter that contains bankruptcy protection for family farmers, be made permanent.
But credit card debt is unsecured debt, which means if you get in trouble and cannot pay off your credit card, you can discharge it in bankruptcy. What are they going do to you? If you're in a financial position to just methodically pay off both credit card and student loans, pay them all.
Once the settlement is completed, the credit card company will report it to the credit bureaus, which will then make a notation on your credit report that that account was paid by settlement. That's going to signal to future lenders that you left the last guy hanging. That's why, as with bankruptcy, debt settlement is an extreme option, one you shouldn't take lightly. It's not just an easy, cheap way to eliminate debt.
The New York Post quoted Senator Hillary Clinton saying that she would never run for President, declaring "That is not something I'm going to be doing. "Which in Clinton talk means "I will be President in three years.
The dearth of business activity on the traditional day of rest makes Sunday an ideal time to declare insolvency. Bankruptcy petitions are time-stamped to the minute, instantly dividing a failed company's dealings into pre-bankruptcy transactions and post-bankruptcy transactions.
We pay so much more for the same pill, prescription drugs than other countries. You go to Canada - people go to Canada to buy prescriptions. So we're subsidizing the world in terms of prescription drugs. It's ridiculous. And it's going to stop. The problem I have is these companies give so much - I mean the contributions are massive, just massive, the amount. But we do have - there are a lot of good people that are seeing what's going on. And I think we'll be successful in that. Next week, I'm going to declaring an emergency, national emergency on drugs.
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