A Quote by Ann Cotton
Camfed graduates are active in their villages using their skills and resources to improve as many lives as possible. They are teaching financial literacy to marginalized women and bringing vital health care information to rural schoolchildren. Through example, they are demonstrating the power of philanthropy.
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Financial literacy is not an end in itself, but a step-by-step process. It begins in childhood and continues throughout a person's life all the way to retirement. Instilling the financial-literacy message in children is especially important, because they will carry it for the rest of their lives. The results of the survey are very encouraging, and we want to do our part to make sure all children develop and strengthen their financial-literacy skills.
The Harper Government is committed to ensuring that seniors have the skills they need to make solid financial choices. Seniors today face an increasingly complex financial marketplace, and it will take the combined efforts of public and private sector organizations to help seniors navigate the many financial choices they face. The start of Financial Literacy Month is an excellent opportunity to thank the Canadian Bankers Association and encourage other private sector organizations to take an active role in providing financial literacy support to Canada's seniors.
Women's vulnerability around money is hardly exclusive to Africa. Throughout the world, women struggle with financial power. In the West, women's financial literacy is notably lower than men's. That lack of knowledge means that many women slide into poverty when they become widows.
When I gave birth to my fourth child, I suffered from post partum hemorrhaging. I almost lost my life. I was lucky to be under the care of trained health care personnel. I started wondering then what was happening to women in rural villages.
My goal is always to help other women with programs that help them live better lives, especially is areas where health care is missing. Both of my parents are from Ghana, where there is a need for health care in the smaller villages.
On the information technology side, health care is still behind other industries. There needs to be a real push to create better electronic health records, more inter-operability amongst various types of electronic systems and cybersecurity is becoming a huge deal in in health care. Health care records are highly sought after by virtue of the fact that not only do you have somebody's person financial information, you also have their person medical information.
We don't invest in financial literacy in a meaningful way. We should be teaching elementary school children how to balance a checkbook, how to do basic accounting, why it's important to pay your bills on time. First, education. Begin the learning process as early as possible, in elementary school. Second, encourage and support entrepreneurism. Third, policy. I know it's a priority of the US Treasury to augment financial inclusion and increase financial literacy.
Saying that financial literacy means diversification is just another example of the fox teaching the chickens.
At Camfed, we have focused on transforming the vicious cycle of poverty in many rural African communities into a cycle of opportunity. Alumnae of Camfed's programs go on to become role models and mentors for future generations of young students. We call this the 'virtuous circle,' and we know this is a model that works.
Information, education, skills, healthcare, livelihood, financial inclusion, small and village enterprises, opportunities for women, conservation of natural resources, distributed clean energy - entirely new possibilities have emerged to change the development model.
New possibilities for a more active democracy are beginning to emerge in the information age. Effective citizen action is possible if citizens develop the abilities to gain access to information of all kinds and the skills to put such information to effective use.
While good business ideas are plentiful, many entrepreneurs struggle to understand payroll taxes, health care and other thorny issues… In other words, they don't have the financial literacy to scale their businesses and attract investors.
Business requires an unbelievable level of resilience inside you, the chokehold on the growth of your business is always the leader, it's always your psychology and your skills - 80% psychology, 20% skills. If you don't have the marketing skills, if you don't have the financial-intelligence skills, if you don't have the recruiting skills, it's really hard for you to lead somebody else if you don't have fundamentally those skills. And so my life is about teaching those skills and helping people change the psychology so that they live out of what's possible, instead of out of their fear.
I do good in the world - at least I try to. I speak on behalf of women, and I know I have made the lives of women happier as a result of teaching them what I have learned relative to true health rather than disease care.
There are many types of preventive health care services that are covered, things like blood pressure medication, for example. And women are merely asking that their health be taken just as seriously.
Meeting the unique healthcare needs of the hardworking men and women who call rural Louisiana home can be challenging. It is important for us to recognize the rural healthcare providers, health care organizations and volunteers who work diligently to offer comprehensive, compassionate, patient-centered care to these communities.
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