A Quote by Arundhati Bhattacharya
I am happy to be running a public sector bank. In times of stress, most people will always have an account with us, so, to the extent that it gives stability and faith for the people and because banking is a business of trust, it is a major advantage we have.
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I trust online banking. You know why? Because if somebody hacks into my account and defrauds my credit card company, or my online bank account, guess who takes the loss? The bank, not me.
SBI Caps has a distinct advantage because most of our people are market recruits. We have a public sector heritage. Our challenge is to bring the best of both - public sector heritage and private sector talent - and provide a unique offering.
As a matter of fact 25% of our U.S. investment banking business comes out of our commercial bank. So it's a competitive advantage for both the investment bank - which gets a huge volume of business - and the commercial bank because the commercial bank can walk into a company and say, "Oh, if you need X, Y and Z in Japan or China, we can do that for you."
Repeal the entire Banking Act of 1933, and Austrian School economists will cheer, especially if the current system were replaced by a 100%-reserve competitive banking with no central bank. That banking reform would give us a sound money system, meaning no more business cycle, bailouts, or inflation.
Public agency is emergent, and the ability of the public to literally put any bank or corporation out of business overnight is looming. To paraphrase Abe Lincoln, you cannot screw all of the people all of the time. We're there. All we lack is a major precipitant – our Tunisian fruit seller. When it happens the revolution will be deep and lasting.
Faith is the framework for living. It gives us the spirit and heart that affects everything we do. If gives us hope each day. Faith gives us purpose to right wrongs, to preserve our families, and to teach our children values. Faith gives us conscience to keep us honest, even when nobody is looking. And, faith can change lives; I know first hand, because faith changed mine.
"If I make deposits into an Emotional Bank Account with you through courtesy, kindness, honesty, and keeping my commitments to you, I build up a reserve. Your trust toward me becomes higher, and I can call upon that trust many times if I need to. I can even make mistakes and that trust level, that emotional reserve, will compensate for it. My communication may not be clear, but you'll get my meaning anyway. You won't make me "an offender for a word." When the trust account is high, communication is easy, instant, and effective."
You see, when we talk about perfect trust, we're talking about what gives us roots, character, the stability to handle the hard times. Trusting God doesn't alter our circumstances. Perfect trust in Him changes us.
The biggest difference between the private sector and public sector is in the private sector, there's a sense of urgency because you have customers and you have competitors. Whereas in government, one of your major objectives is to not make any really big mistakes.
I think there's a longer shortlist for that particular position and others.Highly qualified men and women who have come to Bedminster, come to Trump Tower. People of different races and ethnicities. All political persuasions. People who have different backgrounds, public sector, private sector. Most of them will not be in the cabinet. Most of them are coming because they love the country and they want to share what their work on a particular issue or a particular success story has been.
People share a universal behavioural trait: if there are profits to be made, the effort to get that money will attract investment. This is true in the private sector, the market sector, as well as the public sector.
When commercial banking opened up for the private sector, I set up the retail-banking division for ICICI and grew it substantially. I then ran the international side of the ICICI Bank for a few years.
Much of the shadow banking sector, a major contributor to the economic crisis, was also only possible because of taxhaven secrecy.
Regulation is necessary, particularly in a sector, like the banking sector, which exposes countries and people to a risk.
Private sector unionization is down to practically seven percent. Meanwhile the public sector unions have kind of sustained themselves [even] under attack, but in the last few years, there's been a sharp [increase in the] attack on public sector unions, which Barack Obama has participated in, in fact. When you freeze salaries of federal workers, that's equivalent to taxing public sector people.
Running a multi-million dollar business can be frustrating at times, especially when someone does something I am not happy with. It might not even be their fault, but it is human nature to reach in an angry or heated way. However, I have learned an important and effective lesson. Rather than complain to my member of staff about their actions, I search my memory bank for things I find wonderful about them. This changes the energy around the issue instantly. People tend to live up to what you expect of them.
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