A Quote by Chanda Kochhar
Our approach on lending has always been that we will lend to India-linked assets, because that's the risk that we understand, and that is the business that has been doing very well.
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Our entire approach to the banking and financial services business is risk-adjusted returns. We believe that in most parts of the world, and including pockets in India, banking tends to mis-price risk.
In my own work, I have written about how our public sector bank officials avoid making any new lending decisions - because lending always exposes them to some (infinitesimal) risk of being blamed for the loan going wrong.
I am not aware of any specific provision that mandates any tightening of lending to small business other than a requirement that people who lend and then sell that loan be prepared to take a part of the risk. And I'm proud of that.
I said it before and I will say it again, MS Dhoni has been simply exceptional. His captaincy has been India's biggest strength in high pressure matches. He has always been 'THE RIGHT MAN' to take India forward.
There are people - I think this is why there are so many commercial directors doing well in big studio movies, for whom it's not a personal choice - it's "What's the coolest, most effective way to make them laugh, make them scream?" It's a very calculated approach. And that's different. It's not better or worse. It's just a very different approach to filmmaking. That's always been the case.
I'm a business man and the reason I linked up with a major was because I understand they have that reach that I can't get no matter how hot I get in the streets. It's not always about money because I been had money. I want to be on TV and win awards. I want to be number one. You need a label to get through barriers.
Well, it's been an interesting career. Since I last appeared on 'Top Of The Pops,' I've been doing about 150 live shows every year. The live shows have always been well received and they consistently worked, it's just the records that haven't been very good.
When you come to Manchester United, in every transfer window - whether the team is doing well or badly - there are always players linked with the club because this club is always linked with the best players.
My initial desire to blog came from something that's always been my approach to investing - I'm a nerd, and I love to play with the technology, and part of my approach has really been to understand things both at a user level and at a reasonably deep tentacle level.
My focus has always been very much on what we're doing at Red Bull. We can't control what others do. It's not our business.
The business of a bank is to lend money; which amounts, nowadays, to lending credit.
Even though Google may do very well, there will always be an alternative to what Google is doing, and people will always have the free choice... because there's no way for us to prevent them from exercising that choice. That is one of the key aspects of why the Internet has been so successful. No technologies can dominate.
I am very bullish and I have been bullish on India for a very long time, and I see our own business growing very substantially.
Because I have always felt privileged. I have been able to do what I love, I have always been treated well, I have always been paid well so that's why. I feel that I owe something; that I need to return something. It's always been a great pleasure but nevertheless I do feel this responsibility.
There are certain rivers which can be linked, which will be beneficial especially for flood mitigation... It will be very useful process, but all rivers in India are not fit to be linked.
It's always been a subtext of our secular optimism that you solve the economic problem, and all other things sort of take care of themselves. Well, we seem to be doing well on the economic side - we are doing very well - and the other things are not solving - they're compounding.
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