A Quote by Jessa Crispin

I have yet to get sued. My father thinks I should get liability insurance. — © Jessa Crispin
I have yet to get sued. My father thinks I should get liability insurance.

Quote Author

Jessa Crispin
Born: 1978
The premise of insurance is to spread the risk. It's the premise of homeowner's insurance, of car insurance, and of health insurance. It's one reason why it's important to have insurance when you're healthy, so that when you get sick, you won't go sign up just when you get sick, because that increases the cost for everyone.
Sure, some employers are are afraid of letting older workers go because they think they're going to get sued. And they probably will get sued. But the reality is, you could get sued at any time by any kind of worker. I think its incumbent on an employer, if they want to be smart, to figure out what is the benefit of keeping this employee or letting them go. Do the calculation and just go ahead and either keep them or let them go based on what's good for the business.
I'm a trial attorney and I specialize in defense civil litigation. My firm represents businesses and organizations in whatever aspect they get sued, whether it's commercial litigation, to personal injury, liability, contracts, we litigate for them on their behalf.
Costs for liability insurance are higher than costs for many procedures. There is a need to reform liability laws to stop out-of-control health care costs.
The insurance companies aren't covering that. Should Monsanto be liable for these losses? Should the state government? Who's going to cover the losses? The fact is, here's an industry with no long-term liability in place.
For me, to find a place that doesn't have an organized tour going to it is becoming more and more difficult. A lot of times it involves danger of a political nature - places where the adventure-travel trips can't go because they can't get any liability insurance.
We should all have the legal right to purchase health insurance from any insurance company in any state, and we should be able use that insurance wherever we live. Health insurance should be portable.
How do commercial interests usually protect themselves from liability claims? Through insurance. In fact, in our society, the litmus test for safety is insurance. You can be insured for almost anything if you pay enough for the premium, but if the insurance industry isn't willing to bet its money on the safety of [biotechnology], it means the risks are simply too high or too uncertain for them to take the gamble.
The fundamental problem of Obamacare is the insurance mandates. When you mandate what has to be insurance, it elevates the price. And when you tell people they can buy insurance after they're sick, they will. And you get what's called adverse selection.
As an actor, I get my insurance from the Screen Actor's Guild by union, and you have to make so much every year to get that type 1 insurance.
Now is not the time to give greater protections to pharmaceutical companies that put unsafe drugs like Vioxx on the market. Such protections have nothing to do with the liability insurance crisis facing doctors and should be stripped from this bill.
Just like every other industry, the firearms industry can in fact be sued - a far cry from being immune or 'wholly protected' of any liability.
The best tool today is longevity insurance - they call it income insurance. Most people know the value of life insurance. But what if you live? So instead of trying to guess one or the other, you plan for those 20 years and you get this income insurance. If you live beyond 85, you have money that's guaranteed for as long as you live in the form of an annuity.
My father believed a real man didn't read, and my parents hoped I'd get some sense and find a job in insurance.
A hero knows it takes hard work and a long time to get published; a fool thinks it should happen immediately, because he thinks heÕs a hero already.
The irony is that it was tougher to rent a car from Cerberus when it owned Alamo than to buy a semi-automatic. To rent a car, one had to provide ID, a drivers' license, and get insurance coverage. To buy a gun? Cash and carry, from the back of a station wagon at a gun show. No concerns about downstream liability or risk.
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